0% Balance Transfers & Purchases Credit Cards

0% balance transfers and purchases credit cards allow you to safely enjoy 0% on new purchases - whilst you also enjoy 0% on an existing debt you're paying off.

While most 0% credit card offers have sneaky interest traps lurking in the background - any of these 0% balance transfers and purchases credit cards avoid that by offering 0% interest on both existing card debts and new purchases for the same lengthy period of time.

0% balance transfers purchases credit cards

Balance Transfer Offer
Transfer Fee
Suitable for spending too
Annual Fee
Typical APR (variable)
Virgin
Virgin
0%
for 12 months
(Includes transfers to a current account (4% fee))
2.98%
£3 minimum
Yes
0%
for 12 months
£0
apply online
Sainsburys for Nectar Cardholders
Sainsburys for Nectar Cardholders
0%
for 12 months
3%
£3 minimum
Yes
0%
for 12 months
(You need to be an active Nectar loyalty cardholder to get this offer)
£0
apply online
Bank of Scotland All in One
Bank of Scotland All in One
0%
for 10 months
3%
£3 minimum
Yes
0%
for 10 months
£0
apply online
Halifax All in One
Halifax All in One
0%
for 10 months
3%
£3 minimum
Yes
0%
for 10 months
£0
apply online
Sainsburys
Sainsburys
0%
for 9 months
3%
£3 minimum
Yes
0%
for 9 months
(0% on Sainsburys purchases for 12 months)
£0
apply online
Lloyds TSB Platinum
Lloyds TSB Platinum
0%
for 3 months
(Minimum spend of £100 in 3 months required to increase balance transfer period to 12 months.)
3% Yes
0%
for 3 months
£0
apply online