0% Balance Transfer Credit Cards

Calculate and compare balance transfer deals by cost...
Amount to transfer
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Monthly, I can pay off
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0% balance transfer credit cards

0% balance transfer credit cards offer the perfect way to get back in control of your finances.

With 0% interest all your repayments will go towards clearing the debt, helping you to become debt free much quicker.

Handling fees are an added cost but almost impossible to avoid, so it's best to look for the longest 0% period to save the most money.


Balance Transfer Offer
Transfer Fee
Suitable for spending too
Annual Fee
Typical APR (variable)
Barclaycard Platinum with Balance Transfer
Barclaycard Platinum with Balance Transfer
0%
for 16 months
2.9% No
Why?
£0
apply online
Natwest Platinum
Natwest Platinum
0%
for 16 months
2.9%
£5 minimum
No
Why?
£0
apply online
RBS Platinum
RBS Platinum
0%
for 16 months
2.9%
£5 minimum
No
Why?
£0
apply online
Egg
Egg
0%
until 1 Nov 2011
3% No
Why?
£0
apply online
Virgin Money
Virgin Money
0%
for 14 months
(Includes transfers to a current account (4% fee))
2.98%
£3 minimum
No
Why?
£0
apply online
HSBC (Existing Customers Only)
HSBC (Existing Customers Only)
0%
for 15 months
2.9%
£5 minimum
No
Why?
£0
apply online
Nationwide Gold
Nationwide Gold
0%
for 15 months
3%
£5 minimum
No
Why?
£0
apply online
MBNA Platinum Plus
MBNA Platinum Plus
0%
for 13 months
(Includes transfers to a current account (4% fee))
2.9%
£3 minimum
No
Why?
£0
apply online
BT
BT
0%
for 13 months
(Includes transfers to a current account (4% fee))
3%
£3 minimum
No
Why?
£0
apply online
Barclaycard Gold
Barclaycard Gold
0%
until 1 Sep 2011
(On amounts up to £5,000)
2.5% No
Why?
£0
apply online
Post Office
Post Office
0%
for 12 months
(another 0% for 5 months in 2011 & 2012)
2.98% No
Why?
£0
apply online
Virgin
Virgin
0%
for 12 months
(Includes transfers to a current account (4% fee))
2.98%
£3 minimum
Yes
0%
for 12 months
£0
apply online
Sainsburys for Nectar Cardholders
Sainsburys for Nectar Cardholders
0%
for 12 months
3%
£3 minimum
Yes
0%
for 12 months
(You need to be an active Nectar loyalty cardholder to get this offer)
£0
apply online
The AA
The AA
0%
for 9 months
(Includes transfers to a current account (4% fee))
3%
£3 minimum
No
Why?
£0
apply online
bmi
bmi
0%
for 12 months
(Includes transfers to a current account (4% fee))
3%
£3 minimum
No
Why?
£0
apply online
Miles & More American Express
Miles & More American Express
0%
for 12 months
(Includes transfers to a current account (4% fee))
3%
£3 minimum
No
Why?
£0
apply online
Bank of Scotland All in One
Bank of Scotland All in One
0%
for 10 months
3%
£3 minimum
Yes
0%
for 10 months
£0
apply online
Halifax All in One
Halifax All in One
0%
for 10 months
3%
£3 minimum
Yes
0%
for 10 months
£0
apply online
Sainsburys
Sainsburys
0%
for 9 months
3%
£3 minimum
Yes
0%
for 9 months
(0% on Sainsburys purchases for 12 months)
£0
apply online
Play.com
Play.com
0%
for 6 months
(Includes transfers to a current account)
1.5%
£3 minimum
No
Why?
£0
apply online
BT Retail
BT Retail
0%
for 6 months
(Includes transfers to a current account (4% fee))
2%
£3 minimum
No
Why?
£0
apply online
Virgin Atlantic White
Virgin Atlantic White
0%
for 6 months
(Includes transfers to a current account)
2%
£3 minimum
No
Why?
£0
apply online
Tesco Clubcard
Tesco Clubcard
0%
for 9 months
2.9% No
Why?
£0
apply online
Virgin Atlantic Black
Virgin Atlantic Black
0%
for 6 months
(Includes transfers to a current account)
2%
£3 minimum
No
Why?
£115
apply online
Lloyds TSB Platinum
Lloyds TSB Platinum
0%
for 3 months
(Minimum spend of £100 in 3 months required to increase balance transfer period to 12 months.)
3% Yes
0%
for 3 months
£0
apply online
Lloyds TSB Airmiles Duo
Lloyds TSB Airmiles Duo
0%
for 3 months
(Minimum spend of £100 in 3 months required to increase balance transfer period to 6 months.)
3% No
Why?
£0
apply online