Compare 0% Purchase Credit Cards

Calculate and compare by cost...

0% purchase credit cards offer interest-free and fee-free purchase spending for an introductory period.

They offer a great way to 'buy now - pay later', with the added bonus that some cards offer rewards which can be used for money-off vouchers or even converted into cash.

Look for the longest 0% period for your needs, and then look for any rewards.

There are 32 credit cards offering 0% purchase deals...

Purchase Intro Offer

Reward Type

Annual Fee

Typical APR (variable)

Sainsburys

0%
for 10 months
(0% on Sainsburys purchases for 12 months)

Nectar points
(up to 4 Nectar points for each £1 spent)

£0

15.9% APR

Bank of Scotland All in One

0%
for 9 months

None

£0

15.9% APR

Halifax All in One

0%
for 9 months

None

£0

15.9% APR

Capital One Plus

0%
until 1 Aug 2010

None

£0

14.9% APR

MBNA BT Retail

0%
for 10 months
(Only applies to supermarket & petrol purchases))

BT phone bill rebate
(up to 1p rebate for every full £1 spent)

£0

16.9% APR

American Express Rewards

0%
for 6 months

Express Rewards: Earn more at supermarkets & department stores, redeem for shopping vouchers
(Up to 3 Express points for each £1 spent)

£0

17.9% APR

The AA

0%
until 1 Feb 2011
(Only applies to AA products, motoring and fuel purchases.)

AA rewards: AA products & motoring
(up to 2 AA Reward points for each £1 spent)

£0

16.9% APR

Egg

0%
until 1 May 2010

cash back & discounts at selected retailers
(up to 25%)

£0

16.9% APR

MBNA Platinum Rewards

0%
for 3 months

rewards: travel, entertainment, shopping, cash
(1 MBNA reward point for each £1 spent)

£0

16.9% APR

Barclaycard Goldfish

0%
for 3 months

Goldfish Reward Points
(1 Goldfish point for each £1 spent)

£0

9.9% APR

MBNA BT

0%
for 3 months

BT phone bill rebate
(1p rebate for every full £1.50 spent)

£0

16.9% APR

Barclaycard Platinum with Balance Transfer

0%
for 3 months

Thomas Cook discounts

£0

15.9% APR

MBNA Platinum Plus

0%
for 3 months

None

£0

16.9% APR

Virgin

0%
for 3 months

Virgin discounts

£0

16.6% APR

Post Office

0%
for 3 months

2-in-1 loan

£0

16.9% APR

MBNA bmi

0%
for 3 months

bmi destination miles
(up to 3 destination miles for each £1 spent)

£0

15.9% APR

MBNA British Heart Foundation

0%
for 3 months

British Heart Foundation donations

£0

15.9% APR

MBNA Dogs Trust

0%
for 3 months

Dogs Trust Donations

£0

15.9% APR

MBNA National Trust

0%
for 3 months

National Trust donations

£0

15.9% APR

MBNA RSPCA

0%
for 3 months

RSPCA donations

£0

15.9% APR

MBNA UNICEF

0%
for 3 months

UNICEF donations

£0

15.9% APR

MBNA WWF

0%
for 3 months

WWF donations

£0

15.9% APR

MBNA Arsenal FC

0%
for 3 months

Arsenal FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA Aston Villa

0%
for 3 months

Aston Villa contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)

£0

15.9% APR

MBNA Chelsea FC

0%
for 3 months

Chelsea FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA England Football

0%
for 3 months

England FA contributions & discounts
(15% off at the official England Store)

£0

15.9% APR

MBNA Liverpool FC

0%
for 3 months

Liverpool FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA Manchester United

0%
for 3 months

Manchester United rewards
(1 RedPoint for each £1 spent)

£0

15.9% APR

MBNA Tottenham Hotspur

0%
for 3 months

Tottenham Hotspur contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)

£0

15.9% APR

HSBC (Existing Customers Only)

0%
for 3 months

Up to 8% off Thomas Cook holidays

£0

16.9% APR

Natwest Platinum (Existing Customers Only)

0%
for 3 months

Travel discounts & wine club offers

£0

16.9% APR

RBS Platinum (Existing Customers Only)

0%
for 3 months

Shopping & travel discounts

£0

16.9% APR