How to Compare Air Miles Credit Cards: part 2
Air Mile Credit Card Best Buys
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» Up to 2 Travel Pounds for every £100 spent |
Commission free use abroad
Commission free foreign money
0% for 3 months on Thomas Cook travel Why? "The Thomas Cook credit card wins top marks for its well paid travel reward scheme, as well as offering bundles of savings on foreign money, spending abroad and even 0% for 3 months on this year's Winter sun holiday."
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» 1 BA Mile for every £1 spent |
3,000 bonus BA Miles up for grabs
No annual fee Why? "The British Airways credit card allows you to earn BA Miles on all your purchases, additional miles on flights, plus up to 3,000 bonus BA Miles up for grabs, that will soon see you on your way to free flights across the world with British Airways and their partners."
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» Up to 2 Flying Club miles for every £1 spent |
3,000 bonus Flying Club miles up for grabs
Complimentary companion flights and flight upgrades
No annual fee Why? "Earn Flying Club miles on all your spending and additional miles when you fly or spend with Virgin Atlantic or Virgin Holidays.
A huge 3,000 bonus Flying Club miles will get you off to a flying start!"
% APR
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Air Mile Credit Card FAQ's
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Send in your question and we'll do all we can to help answer it.
Where appropriate user questions will be added to the FAQ's for future use.
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Air mile credit cards allow you to earn flyer miles or travel points on all your credit card spending.
There is a range of different air mile credit cards to choose from, and this guide will help you to know what to look for to find the right air mile credit card for you.
What to look for...
Who can you fly with?
Although air mile credit cards offer a much wider range of travel rewards than just flights, the majority of air mile credit cards do work with one particular airline.
By choosing an air mile credit card with an airline who you already fly with is advantageous for two reasons:
- Often you'll be awarded with additional miles when you fly with the airline - allowing you to clock up your miles faster
- You'll be able to redeem your miles for rewards you know you will deffinately use.
How many air miles will you earn?
Air mile credit cards will run differing frequent flyer mile schemes, so you may find one air mile credit card offers you more miles for your pound.
However, as with most mile or point schemes, it's important to remember that just because you maybe earning more miles per pound, you also need to factor into the equation how much each mile is actually worth.
Don't worry though; our air mile credit card comparison page will do the hard sums for you. Powered by ChooseMoney.co.uk, our page will work out how many miles your individual spending will earn and also how much that number of miles is really worth.
Will you get additional or bonus miles?
Some air mile credit cards will offer additional or bonus miles.
Additional miles are usually offered by airline specific air mile credit cards, and can be earned when you buy flights with the airline company. This can be a useful way of quickly totting up your mile earnings if you regularly fly with the advertising airline.
Bonus miles are sometimes offered when you first take out or use the air mile credit card to pay for your first purchase. Bonus miles can be a nice starting point and can sometimes be enough for your first free flight!
What to watch out for...
Annual Fees
Some air mile credit cards, especially the ones offering more miles to the pound will charge an annual fee.
The annual fee is a fee chargeable yearly just for holding the account. It's important to factor this cost into the consideration of which air mile credit card you choose, as it is an added expense.
Interest rates and fees
As with any reward credit card to really make the most of your free rewards you need to avoid any interest charges from rolling your balance over from month to month.
The interest rates charged by credit cards will always outweigh any of the money-saving benefits of earning rewards.
So remember to always repay your air mile credit card balance in full each month to really make the most of your free rewards.
Don't forget!
What you can earn air miles on, and what you can't earn air miles on...
Air miles can only be earned on card purchases - that is using the card to pay for goods or services from retailers or companies.
Air miles will never be awarded on cash transactions or balance transfers.
Mile or point expiry dates
Some air mile schemes will set an expiry date by which you need to redeem your miles.
Find out how long you have to redeem your miles and make sure you use them in good time.
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Compare air mile credit cards
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