About Amazon credit card...
- Earn Amazon gift certificates
- £15 gift certificate with your first purchase
- Useful 0% balance transfer deal
Earn money-off at Amazon!
The Amazon credit card offers a great way to earn yourself free CD's, DVD's, books, or anything else that you can find at Amazon.co.uk (and that's quite a lot!).
Get started with £15 off...
When you become an Amazon credit card holder, you'll receive a free £15 Amazon gift certificate with your first purchase.
From then on in, you'll be earning 1 point for each £1 spent at any Amazon website and 0.5 points for each £1 you spend on buying goods and services everywhere else.
Every 1,500 Amazon points earned with your Amazon credit card will see you with a free £15 Amazon gift certificate that you can spend on anything you like at Amazon.co.uk.
0% on balance transfers and new purchases...
Aside from earning money-off at Amazon, the Amazon credit card also offers a great introductory deal for new cardholders.
The Amazon credit card offers 0% for 6 months on new purchases, and if you need to clear up any existing card balances you can move them to the Amazon credit card and benefit from a 0% rate on your transferred balance for 9 months (a 3% transfer fee applies).
Online securities
The Amazon credit card is issued by Halifax, so you already know you're in safe hands.
As a cardholder, you'll get online fraud protection and Halifax secure to keep your online spending safe, and you access and manage your Amazon credit card account online through Halifax's online account management system.
Apply for Amazon credit card 
| Interest Rates and Fees |
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|
Notes.. |
| Typical APR |
15.9% APR (variable) |
The typical APR is the rate most people are offered.
|
| Introductory Purchases |
0% for 6 months |
Payments are applied towards introductory rates first. |
| Balance Transfers |
0% for 9 months |
Payments are applied towards introductory rates first. |
| Balance Transfer Fee |
3%
(£3 minimum) |
When you transfer a balance to this card you will be charged a handling fee for doing so. |
| Cash Withdrawal Rate |
22.95% p.a. (variable) |
This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money. you may only make cash withdrawals equal to 20% of your credit limit at the time of withdrawal. also, you may only draw up to £200 cash in any 7 day period. |
| Cash Withdrawal Fee |
2.5%
(£2 minimum) |
When you use your credit card to get cash you will be charged a 'handling fee' for doing so. |
| Annual Fee |
£0 |
-
|
| Foreign Transaction Fee |
2.75% |
This is fee you will be charged for credit card transactions made abroad.
|
| Rewards |
| |
|
Notes.. |
| Amazon Points |
Up to 1 Amazon point for each £1 spent |
- Earn 1 Amazon point for each £1 at any Amazon website
- Earn 0.5% Amazon points for each £1 spent anywhere else.
- Collect 1,500 Amazon points and receive a £15 Amazon gift certificate to spend at Amazon.co.uk.
- Points will only be awarded on purchases, and not cash withdrawals or balance transfers. |
| Amazon Bonus Points |
1,500 Amazon points with your first card purchase |
Receive 1,500 Amazon points with your first card purchase - enough points for a free £15 Amazon gift certificate. |
| Cardholder Services & Extras |
| |
|
Notes.. |
| Online Account Management |
Yes |
Log in to the Halifax (the card issuer) website and manage your Amazon credit card account online. |
| Online Fraud Protection |
Yes |
You will be protected against online fraud. |
| Other Extras |
Halifax secure, 24 hour customer service, free additional cards |
- |
| Optional Extras |
Card Care, Repayment Cover, Identitycare |
These are extras that you can choose, but you will have to pay for them. |
| Payments & Payment Details |
| |
|
Notes.. |
| Credit Limit |
£1,500 assumed |
Credit limit may vary from person to person and is subject to status. |
| Interest Free Period |
Up to 59 days |
On card purchases only, if you pay your statement balance in full and on time and if you have paid your previous statement in full and on time. There is no interest free period on balance transfers, cheques or cash withdrawals. |
| Minimum Monthly Payment |
2%
(£5 minimum) |
The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero). |
| Allocation of Payments |
Items at lower rates will be repaid before items at higher rates |
When you make a payment to this card, payments will be applied first to zero interest rates balances and then to lower interest rate balances, and then to higher interest rate balances. |
| Default Charges |
£12 |
This is how much you will be charged for late payments, returned payments and if you go over your credit limit. |
| Card Details |
| |
|
Notes.. |
| Online Application |
Yes - Instant Decision |
In most cases. To be considered for the Amazon credit card you must be aged 18 or over, UK resident, have a regular income and a good credit record. |
| Card Type |
Classic |
-
|
| Payment Company |
MasterCard |
This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'MasterCard' logo will accept this card. |
| Card Issuer |
Halifax |
This is the bank behind your credit card. |
| Card Advertiser |
Amazon |
This is the company who advertises and promotes this credit card. |
|
Amazon Credit Card
| Typical APR |
 15.9% APR |
 |
| Intro Purchases |
| 0% for 6 months |
|
| Balance Transfers |
 0% for 9 months
3% transfer fee - £3 min |
|
| Rewards |
| Amazon gift certificates |
|
| Interest Free Period |
| Up to 59 days |
|
| Annual Fee |
| £0 |
|
 |
| You should only apply if you are: |
| • Aged 18 or over |
| • UK resident |
| • Have a good credit record |
| • Have a regular income |
More about Amazon credit card...
The Amazon credit card offers a great loyalty scheme for people who love to shop at Amazon.
The Amazon credit card also brings with it some great joining incentives with a 0% balance transfer deal for 9 months (3% fee applies) or you could make good use of the 0% introductory rate on purchases for 6 months.
Amazon Loyalty Scheme
With the Amazon credit card you'll be able to earn points towards free gift certificates for money off at Amazon.co.uk.
With such a huge range of different products, including CD's, DVD's, books, electrical equipment and more, almost everyone could find something they wanted to buy there.
You'll get 1,500 bonus points with your first purchase, enough for your first gift certificate worth £15, to spend on anything you like at Amazon.co.uk.
Thereafter you'll earn 1 point for every £1 spent at Amazon websites, and 0.5% points for every £1 you spend in purchases elsewhere.
When you've earn 1,500 points, you'll automatically get sent a £15 gift certificate via e-mail to spend at Amazon.co.uk.
Introductory Offers
The Amazon credit card offers 0% introductory rates on both purchases and balance transfers.
Transfer a balance to the Amazon credit card and you can benefit from 0% interest on your transferred balance for 9 months.
A 3% handing fee does apply to balance transfers, but this will soon be out-weighed by the savings you'll make in interest charges.
The Amazon credit card also offers 0% interest rates on all your purchases for the first 6 months. Perfect if you need to make any large initial purchases and then pay them off slowly over the introductory period.
Issued by Halifax
The Amazon credit card is issued by Halifax, so you know you'll be in safe hands.
Like all Halifax cardholders, you'll be protected against fraud with their online fraud protection, and you can use Halifax secure too - a password system that prevents your credit card being used without your password at certain online retailers.
Halifax cardholders also get up to 59 days interest free credit on their purchases. You will need to repay your balance in full each month, but if you do, you won't get charged any interest on your purchases.
The Amazon credit card can also be managed online, through the Halifax's online account management system. Offering a handy way to keep on top of your credit card statement and pay bills.
Applying for the Amazon credit card
You can apply online for the Amazon credit card, and in most cases you'll get an instant decision on your application.
You will need to be aged 18 or over, U.K. resident and have a good credit record to be eligible for the card.
Apply for Amazon credit card
What do you think?
Add your own review of the Amazon credit card.
Ritchie Simone writes... 29/01/2008 "Amazon automatically send out my gift certificates so I don't have to think about claiming points or waiting on a request to be sent the reward. I certainly enjoy not having to jump through hoops to get what I've earned!"
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