About British Airways Premium Plus credit card...
- Earn BA Miles on all your spending
- 9,000 bonus BA Miles (offer ends 30th June)
- AmEx cardholder benefits and features
Fantastic travel rewards
The British Airways premium plus credit card offers a fantastic travel rewards program with a greater flyer miles earning potential.
With the British Airways premium plus credit card you'll earn 1.5 BA miles for each £1 spent in purchases.
As a Premium Plus cardholder you'll also earn double miles when you fly with British Airways, and be rewarded with 6,000 bonus BA miles with your first card purchase - that's enough miles for your first free flight!
Until the 30th June 2008 - there is an additional 3,000 BA Miles on offer if you spend £3,000 within the first 2 months of holding the account.
The BA miles you earn with this credit card can be redeemed for flights on British Airways and their partner airlines, including American Airlines, Aer Lingus, Cathay Pacific, Lan, Qantus, SN Brussels Airlines, Alaska Airlines and Japan Airlines. You'll also be rewarded with a free companion ticket if you've spent £10,000 on purchases within 12 months when you redeemed your BA miles for a flight.
Executive Club Membership
When you take out a British Airways premium plus credit card you'll also become a British Airways Executive Club member, which offers access to priority check-in services, airport lounges and exclusive reward flights.
American Express cardholder services
The British Airways premium plus credit card also comes with all the exclusive member services American Express offers. Helping to keep you, your money and your purchases safe you'll be protected by free services including purchase protection, refund protection, an internet fraud guarantee and a range of travel services and insurances.
Apply for British Airways Premium Plus credit card 
| Interest Rates and Fees |
| |
|
Notes.. |
| Typical APR |
43.5% APR (variable) |
The typical APR is the rate most people are offered.
|
| Balance Transfers |
17.9% p.a. |
- |
| Balance Transfer Fee |
2% |
American Express may charge a fee on balance transfers. |
| Cash Withdrawal Rate |
25.9% p.a. (variable) |
This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money. you may only make cash withdrawals equal to 20% of your credit limit at the time of withdrawal. also, you may only draw up to £400 cash in any 7 day period. |
| Cash Withdrawal Fee |
3%
(£3 minimum) |
When you use your credit card to get cash you will be charged a 'handling fee' for doing so. |
| Annual Fee |
£150 |
-
|
| Foreign Transaction Fee |
2.73% |
This is fee you will be charged for credit card transactions made abroad.
|
| Rewards |
| |
|
Notes.. |
| British Airways Flyer Miles |
Earn 1.5 BA miles for each £1 you spend |
BA Miles remain valid as long as you continue to earn or redeem them.
Expiry of BA Miles will only occur if you do not earn or redeem any BA Miles for 36 consecutive months (3 years) - after which all BA Miles accrued to that point will expire. |
| Bonus Miles |
6,000 bonus BA miles |
You'll get bonus BA miles with your first card purchase - that's enough for your first free flight! |
| More Bonus Miles |
3,000 bonus BA miles |
An additional 3,000 BA Miles will be awarded if you spend £3,000 within the first 2 months. |
| Double BA Miles with British Airways |
Spend with British Airways and earn double BA miles. |
- |
| BA Companion Ticket |
If you have spent over £10,000 on your card within 12 months and you redeem your BA miles for a British Airways flight, you will also receive a free companion ticket. |
- |
| Cardholder Services & Extras |
| |
|
Notes.. |
| Online Account Management |
Yes |
You can log in to a web site and manage your british airways premium plus credit card account online. |
| Purchase Protection |
Up to £20,000 per year |
Purchases made with this card will be protection against theft or accidental damage for 90 days after the purchase date. please note exclusions apply. |
| Refund Protection |
Up to £250 per item, up to £800 per year |
Purchases will be covered in the event that you return an unused eligible item to the retailer, within 90 days of purchase and the retailer will not refund you. please note exclusions apply. |
| Internet Fraud Guarantee |
Yes |
When you use this card online you will not be held responsible for any unauthorised charges. |
| Travel Accident Insurance |
Up to £250,000 |
Travel accident insurance covers you against serious injury and death when you buy your travel tickets with this card. |
| Travel Inconvenience Benefit |
Cover for denied boarding, delayed flights, luggage delay and lost luggage |
When you purchase your flight with the British Airways Premium Plus credit card. |
| Global Assist |
Emergency medical and legal help when travelling abroad |
- |
| Other Extras |
24 hour customer service, free additional cards, emergency card replacement |
- |
| Payments & Payment Details |
| |
|
Notes.. |
| Credit Limit |
£1500 minimum |
Credit limit may vary from person to person and is subject to status. |
| Interest Free Period |
Up to 56 days |
There is no interest free period on cash withdrawals, cheques or balance transfers. this is the amount of time you have to clear your balance in full each month before you are charged any interest. |
| Minimum Monthly Payment |
2.5%
(£5 minimum) |
The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero). |
| Allocation of Payments |
Interest, fees, balance transfers, purchases, cash withdrawal |
When you make a payment to this card they will be applied to charges / balances in this order. meaning you have to clear balance transfers before you will be able to repay balances resulting from purchases and cash withdrawals. |
| Default Charges |
£8 |
This is how much you will be charged for late payments, returned payments and if you go over your credit limit. |
| Copy of Statement Fee |
£5 |
This is the fee you will be charged for duplicate statements. |
| Card Details |
| |
|
Notes.. |
| Online Application |
Yes |
You can apply online for this card. click the apply now link to go to the application form. to be considered for this credit card you must: be aged 18 or over, have a current bank or building society account, satisfy the needed income, permanent UK home address, no county court judgements for non-payment of debt and if you are self employed your company has been trading for over 1 year |
| Card Type |
Platinum |
-
|
| Payment Company |
American Express |
This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'American Express' logo will accept this card. |
| Card Issuer |
American Express |
This is the bank behind your credit card. |
| Card Advertiser |
American Express |
This is the company who advertises and promotes this credit card. |
|
 |
 |
 |
British Airways Premium Plus Credit Card
| Typical APR |
 43.5% APR |
 |
| Balance Transfers |
 17.9% p.a.
2% transfer fee |
|
| Rewards |
Up to 3 BA Miles each £1
9,000 bonus BA Miles available |
|
| Interest Free Period |
| Up to 56 days |
|
| Annual Fee |
| £150 |
|
 |
| You should only apply if you are: |
| • Aged 18 or over |
| • Have a permanent UK home address |
| • Have a current UK bank or building society account |
| • Have no CCJ's for non-payment of debt |
| • If self-employed, you have been trading for over 1 year |
| • Have a household income of over £25,000 - your income plus your partner's income |
|
|
 |
|
|
 |
More about British Airways Premium Plus credit card...
The British Airways premium plus credit card offers the chance to earn free flights with British Airways and partner airlines, and as the 'premium plus' credit card, you'll be on your way to a free flight quicker with extended earnings per pound.
As an American Express credit card, the British Airways premium plus credit card comes with a range of exclusive member services to help keep you, your money and your purchases safe. Making this a credit card to carry proudly at front place in your wallet.
Earning British Airways air miles
With the British Airways premium plus credit card you will earn 1.5 BA miles for virtually every £1. You will also be able to earn double BA miles when you fly with British Airways.
When you first use the British Airways premium plus credit card you'll be issued with 6,000 bonus BA miles, which is enough miles to get you on your first free flight!
On offer until the 30th June 2008 is an additional 3,000 BA Miles - which will be awarded to your account if you spend £3,000 within the first 2 months of opening your account.
Using British Airways air miles
The BA air miles you earn with the British Airways premium plus credit card can be redeemed for free flights on British Airways and their partner airlines too, you can even choose to pay part cash and part BA miles.
British Airways partner airlines include American Airlines, Aer Lingus, Cathay Pacific, Lan, Qantus, SN Brussels Airlines, Alaska Airlines and Japan Airlines.
When you redeem your BA miles for a flight, if you have spent £10,000 within 12 months on purchases with the British Airways premium plus credit card, you'll also receive a free companion ticket for the same flight.
American Express travel services and insurances
The British Airways premium plus credit card can be the perfect travelling companion, not just for allowing you to earn free flights, but also because of all the free services and insurances this card brings.
When travelling, if the worst happens, you can rest assured in the knowledge that American Express will be on hand to help you out. The British Airways premium plus credit card offers all it's cardholder free insurances including travel inconvenience insurance - to help in the case of lost or delayed luggage, flight delays and denied boardings, just as long as you pay for your flight with the British Airways premium plus credit card. You'll also get up to £250,000 travel accident insurance when you pay for your trip with this card.
The British Airways premium plus credit card also offers Global Assist, which offers emergency medical and legal help whilst abroad. There is also an emergency card replacement service if you ever lose your British Airways premium plus credit card.
Keeping your purchases and your money safe
Using the British Airways premium plus credit card for purchases couldn't be safer with up to £20,000 purchase protection against stolen or damaged purchases within 90 days. You will also be able to benefit from refund protection, which will refund any unused eligible items if the retailer refuses a refund.
You can shop online without worry of fraud, as the British Airways premium plus credit card offers an internet fraud guarantee, that promises to not hold you liable if your card number is used fraudulently without your knowledge or consent.
Applying for the British Airways premium plus credit card
You can apply online for the British Airways premium plus credit card, the application form is quick and easy to fill out and it's securely encrypted too, so only American Express can read your information.
To be considered for a British Airways premium plus credit card you will need to be aged 18 or over, UK resident, hold a current bank or building society account and have a household income of at least £25,000. Your household income is your income plus your partner's income. You will also be required to have no County Court Judgements for non-payment of debt, and if you are self-employed that you have been trading for over 1 year.
To apply online, you can click the link below or use the 'apply now' button at the top of this page, both will take you to the American Express web site where you can apply securely online for the British Airways premium plus credit card.
Apply for British Airways Premium Plus credit card
What do you think?
Add your own review of the British Airways Premium Plus credit card.
Sorry, there are no user reviews currently available.
Be the first to comment on the British Airways Premium Plus credit card - add your review above.
|
