About American Express Platinum Business credit card...
- Earn cash back on all your spending
- Business savings and travel service
- AmEx cardholder benefits and features
The American Express platinum business credit card is a perfect solution for business payments.
Earn cash back on your spending
Earning your company up to 2% cash back on all your purchase spending, along side some excellent business savings and services, this card really offers some great rewards.
Simple account management
Account management is made easier, with an online account management service. You can also get free additional cards for your employees, who can earn cash back on their cards too.
Business travel service
As a business, you'll be able to enjoy trade discounts through the Small Business Savings Network and there is also the Platinum Business Travel Service - which can save you up to 20% on flights, hotels and car hire, as well as helping you to arrange any business trips.
American Express cardholder services
The American Express platinum business credit card also offers all the protection of any other AmEx card, you'll get free purchase protection insurance, online fraud protection, and a travel accident insurance policy for your business trips.
Apply for American Express Platinum Business credit card 
| Interest Rates and Fees |
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Notes.. |
| Typical APR |
15.9% APR (variable) |
The typical APR is the rate most people are offered.
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| Balance Transfers |
15.9% p.a. |
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| Balance Transfer Fee |
2% |
You may be charged a balance transfer handling fee of 2% of the balance transferred. |
| Cash Withdrawal Rate |
25.9% p.a. (variable) |
This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money. |
| Cash Withdrawal Fee |
3%
(£3 minimum) |
When you use your credit card to get cash you will be charged a 'handling fee' for doing so. |
| Annual Fee |
£0 |
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| Foreign Transaction Fee |
2.73% |
This is fee you will be charged for credit card transactions made abroad.
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| Rewards |
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Notes.. |
| Cash Back |
Up to 2% |
- 0.5% for aggregate amounts up to £5,000
- 1% for aggregate amounts from £5,001 to £10,000
- 2% for aggregate amounts in excess of £10,001
- Cash back will be credited to your account annually, up to a maximum earning of £1,000 per account per year. |
| Small Business Savings Network |
Trade discounts with the Small Business Savings Network |
Partners include HP, Hertz, Eurostar, Radisson Edwardian Hotels, DHL and more. |
| Platinum Business Travel Service |
Travel service offering help with flight and hotel bookings, and mutli-destination itineraries |
Savings available up to 20% on flights, hotels and car hire when you book online. |
| Cardholder Services & Extras |
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Notes.. |
| Online Account Management |
Yes |
You can log in to the American Express web site and manage your American Express Platinum Business credit card account online. |
| Purchase Protection |
Up to £20,000 per year |
Purchases made with this card will be protection against theft or accidental damage for 90 days after the purchase date. All claims carry an excess of £50. Please note exclusions apply. |
| Online Fraud Protection |
Yes |
When you use this card online you will not be held responsible for any unauthorised charges. |
| Travel Accident Insurance |
Up to £150,000 |
Business travel accident insurance covers you in the case of an accident while on a business trip, up to a maximum of 30 days, when you purchase your travel tickets with this card. |
| Emergency Card Replacement |
Yes |
If your card is ever lost, damaged or stolen, American Express will get an emergency replacement card, usually within 24 hours, at no extra cost. |
| Other Extras |
24 hour customer service, free additional cards |
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| Payments & Payment Details |
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|
Notes.. |
| Credit Limit |
£1500 minimum |
Credit limit may vary from person to person and is subject to status. |
| Interest Free Period |
Up to 56 days |
There is no interest free period on cash withdrawals, cheques or balance transfers. This is the amount of time after your statement date you have to clear your balance in full each month before you are charged any interest on purchases. |
| Minimum Monthly Payment |
2.5%
(£5 minimum) |
The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero). |
| Allocation of Payments |
Interest, protection insurance (if applicable), fees, balance transfers, purchases, cash withdrawal |
When you make a payment to this card they will be applied to charges / balances in this order. meaning you have to clear balance transfers before you will be able to repay balances resulting from purchases and cash withdrawals. |
| Default Charges |
£8 |
This is how much you will be charged for late payments, returned payments and if you go over your credit limit. |
| Copy of Statement Fee |
£5 |
This is the fee you will be charged for duplicate statements. |
| Card Details |
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|
Notes.. |
| Online Application |
Yes |
- |
| Card Type |
Platinum |
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|
| Payment Company |
American Express |
This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'American Express' logo will accept this card. |
| Card Issuer |
American Express |
This is the bank behind your credit card. |
| Card Advertiser |
American Express |
This is the company who advertises and promotes this credit card. |
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American Express Platinum Business Credit Card
| Typical APR |
 15.9% APR |
 |
| Balance Transfers |
 15.9% p.a.
2% transfer fee |
|
| Rewards |
| Up to 2% cash back |
|
| Interest Free Period |
| Up to 56 days |
|
| Annual Fee |
| £0 |
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| You should only apply if you are: |
| • Aged 18 or over |
| • Have a permanent UK home address |
| • The company has been trading for more than 1 year |
| • You / The business has no CCJ's for non-payment of debt |
| • Your income is over £20,000 |
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More about American Express Platinum Business credit card...
The American Express platinum business credit card offers a great payment solution for businesses.
Offering up to 2% cash back on all your business spending, you'll be able to earn some money back for your company.
The American Express platinum business credit card also offers some great savings too, with the Small Business Savings Network and the Platinum Business Travel Service.
Apply for American Express Platinum Business credit card
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