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The Royal Bank of Scotland credit card range offers a platinum, gold or classic credit card to work with any financial situation.
The Royal Bank of Scotland credit card range offers 0% balance transfers and 0% introductory purchase rates, coupled with a very competitive standard APR for long-term usage. With the Royal Bank of Scotland credit cards you will also benefit from security and travel cover benefits.
Choose your Royal Bank of Scotland credit card...
RBS Classic
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| % APR (variable) |
| » % for months on purchases
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| » % for months on balance transfers
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| (% transfer fee applies) |
| » Up to days interest free period
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| » £ annual fee
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| » Travel discounts
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| · Available to over 18's, earning at least £10,000 per year.
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RBS Gold
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| % APR (variable) |
| » % for months on purchases
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| » % for months on balance transfers
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| (% transfer fee applies) |
| » Up to days interest free period
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| » £ annual fee
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| » Travel discounts
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| · Available to over 21's, earning at least £20,000 per year.
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RBS Platinum
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| % APR (variable) |
| » % for months on purchases
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| » % for months on balance transfers
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| (% transfer fee applies) |
| » Up to days interest free period
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| » £ annual fee
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| » Travel discounts
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| · Available to over 25's, earning at least £25,000 per year.
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Royal Bank of Scotland Credit Card Information
The Royal Bank of Scotland was founded in 1965 and is one of the UK's leading credit card issuers. The Royal Bank of Scotland is widely respected as an innovative and forward thinking player in the financial services sector. Recently, in 2001, the Royal Bank of Scotland and Halifax decided to merge and create the HBOS Group. The merge was made to create a larger competitor in the financial services market.
Applying online for a Royal Bank of Scotland credit card has never been easier, with encrypted web pages all your information is extra secure, and it only takes a few minutes to apply. Before you apply, it is important that you are over 18 (over 21 for the gold card and over 25 for the platinum card) and resident in the UK.
Royal Bank of Scotland Credit Card Benefits
All Royal Bank of Scotland credit cards offer the following card benefits:
Royal Bank of Scotland Secure
The Royal Bank of Scotland have introduced a new service in conjunction with the MasterCard SecureCode programme. This new service ensures that only you can use your MasterCard credit card to make purchases on the Internet. This means that you can feel safe and secure when making online purchases with your Royal Bank of Scotland mastercard credit card on any computer, at any time and in any place. You will even have access to a personal account manager web site where you can check all the details of any transactions you have made online.
All you have to do is enrol for the Royal Bank of Scotland Secure service online and choose your own unique personal password. Every time you use your Royal Bank of Scotland credit card for purchases online with participating companies you will be asked to confirm your password before the transaction will be completed.
The Royal Bank of Scotland Secure service is completely free of charge, it starts in May 2003, all you have to do is enrol on the Bank of Scotland Secure web site.
Credit Card Repayment Cover
The Royal Bank of Scotland credit card repayment cover protects you against sickness, redundancy or accidental injuries resulting in loss of work. The benefits will be paid at a rate of 10% of the balance of your last credit card statement before you stopped work, and another 10% each month, until the balance is repaid or after 12 monthly payments have been made, or when you return to work.
To be eligible for cover you must hold a valid Royal Bank of Scotland credit card, UK resident, aged between 18 and 64, in employment paying the appropriate rate of National Insurance contributions or be self employed.
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