Barclaycard Small Business Gold Charge Card

The Barclaycard Small Business Gold charge card offers a great payment solution for your business.

The Barclaycard Small Business Gold charge card offers a payment solution for small businesses who wish to repay their card spending in full each month.

A charge card works very much like a debit card, except that you repay your spending in one payment at the end of each statement month.

The Barclaycard Small Business Gold charge card is an excellent offering from one of the world's leading financial institutions.

This card really does work hard to look after your business purchases, and offers a really safe way to pay for them too. Plus, you'll also get to benefit from a range of travel services too.

Looking after your purchases will be a free purchase protection insurance policy, covering most items over £50 against accidental damage, theft or loss in the first 90 days after purchase. In the longer term, you'll also get a free extended warranty on most purchases too, which will be on top of the manufacturer's warranty (up to 24 months in total) covering the item against mechanical or electrical breakdown faults.

Paying for goods or services with the Barclaycard Small Business Gold charge card is really safe too, you'll be protected against fraudulent use of the card, and your business won't be held liable for any unauthorised use, and you'll also be covered against any employee cardholders misusing the card.

The Barclaycard Small Business Gold charge card comes with a 'BTI UK Direct' business travel booking service, and a travel insurance policy when you pay for your trip with this card.

Apply Online for Barclaycard Small Business Gold charge card

Payments & Payment Details
		Notes..
Spending Limit	At least £250	Maximum spending limit is subject to status.
Monthly Payment	7 days after you receive your statement a single direct debit will clear all your outstanding balance.	-
Free Credit Period	Up to 38 days	-

Interest Rates and Fees
		Notes..
Annual Fee	£78	-
Cash Withdrawal Fee	2% (£2 minimum)	When you use your credit card to get cash you will be charged a 'handling fee' for doing so.
Foreign Transaction Fee	2.75%	This is fee you will be charged for credit card transactions made abroad.
Default Charges	£25	This is how much you will be charged for late payments, returned payments and if you go over your credit limit.
Copy of Statement Fee	£2	This is the fee you will be charged for duplicate statements.

Rewards
		Notes..
Business Discounts	Discounts on business purchases with Ryman Office Supplies, Kwik Fit, CitySprint Couriers, Reed Training, Redstone telecom, and the AA.	-

Cardholder Services & Extras
		Notes..
Online Account Management	No	You will receive a detailed monthly statement, that summarises your overall expenditure and itemises individual cardholder spending.
Purchase Protection	Up to £3,000 per item	Purchases made with this card will be protection against accidental damage, loss or theft for the first 90 days, of £3,000 any one item, for £6,000 any one occurrence and for an aggregate up to £12,000.
Extended Warranty	Second year's warranty on purchases made with this card	Purchases of over £50 paid in full with this card will receive an additional 12 months warranty, added to the manufacturer's warranty (up to a maximum of 24 months). Each item will be covered up to £3,000, each claim is limited to £6,000 with a maximum claim limit in any one year of £12,000.
Online Fraud Guarantee	Barclaycard will continually monitor your account to protect you from fraud, if an unauthorised transaction does take place your business won't be held liable.	-
Cardholder Misuse Insurance	Cover against one of your cardholders misusing their Barclaycard business card.	Cover for up to £15,000 per cardholder and up to £1,000,000 each year for your business as a whole.
BTI UK Direct	Business travel booking service	-
Travel Insurance	Travel insurance when you pay for your trip with this card, for yourself and up to 3 other people on the same trip	-
Other Extras	Barclaycard secure	-
Optional Extras	Card Protection Plan - discounted rates	-

Card Details
		Notes..
Online Application	Yes	-
Card Type	Gold	-
Payment Company	Visa	The company who provides the payment technology and infrastructure to allow you to use this credit card. Retailers and ATM machines displaying the 'Visa' logo will accept this credit card.
Card Issuer	Barclays Bank	The bank who issues this credit card.
Card Advertiser	Barclaycard Business	The company who advertises and promotes this credit card.