Barclaycard Small Business Charge Card

The Barclaycard Small Business charge card offers an excellent and simple payment method for small businesses.

This card will help to look after any business purchases you make, with free purchase protection insurance covering most items for up to 90 days against accidental damage, theft or loss. Plus, you'll also get a free extended warranty on most items too, adding up to 12 months onto the manufacturer's warranty, covering them against mechanical or electrical breakdown faults.

The Barclaycard Small Business charge card will look after your money too, and this is a very safe payment method to use - offering a free online fraud guarantee and fraud protection, so your business is not held liable for any unauthorised use. Your business will also be covered in the case that any employee cardholders misuse their card.

If you have to travel on business trips, you'll be pleased to know this card comes with 'BTI UK Direct' - a business travel booking service. You'll also get a free travel accident insurance policy when you pay for your trip with this card.

The Barclaycard Small Business charge card can save your business money too, with business discounts at a range of business retailers and service providers.

Apply Online for Barclaycard Small Business charge card

Payments & Payment Details
		Notes..
Spending Limit	At least £250	Maximum spending limit is subject to status.
Monthly Payment	7 days after you receive your statement a single direct debit will clear all your outstanding balance.	-
Free Credit Period	Up to 38 days	-

Interest Rates and Fees
		Notes..
Annual Fee	£32	-
Cash Withdrawal Fee	2% (£2 minimum)	When you use your credit card to get cash you will be charged a 'handling fee' for doing so.
Foreign Transaction Fee	2.75%	This is fee you will be charged for credit card transactions made abroad.
Default Charges	£25	This is how much you will be charged for late payments, returned payments and if you go over your credit limit.
Copy of Statement Fee	£2	This is the fee you will be charged for duplicate statements.

Rewards
		Notes..
Business Discounts	Discounts on business purchases with Ryman Office Supplies, Kwik Fit, CitySprint Couriers, Reed Training, Redstone telecom, and the AA.	-

Cardholder Services & Extras
		Notes..
Online Account Management	No	You will receive a detailed monthly statement, that summarises your overall expenditure and itemises individual cardholder spending.
Purchase Protection	Up to £2,500 per item	Purchases made with this card will be protection against accidental damage, loss or theft for the first 90 days, of £2,500 any one item, for £5,000 any one occurrence and for an aggregate up to £10,000.
Extended Warranty	Second year's warranty on purchases made with this card	Purchases of over £50 paid in full with this card will receive an additional 12 months warranty, added to the manufacturer's warranty (up to a maximum of 24 months). Each item will be covered up to £2,500, each claim is limited to £5,000 with a maximum claim limit in any one year of £10,000.
Online Fraud Guarantee	Barclaycard will continually monitor your account to protect you from fraud, if an unauthorised transaction does take place your business won't be held liable.	-
Cardholder Misuse Insurance	Cover against one of your cardholders misusing their Barclaycard business card.	Cover for up to £15,000 per cardholder and up to £1,000,000 each year for your business as a whole.
BTI UK Direct	Business travel booking service	-
Travel Accident Insurance	Up to £100,000 each for 4 people	Pay for the full trip with this card and you'll get travel accident insurance for the cardholder and 3 other people of up to £100,000 each.
Other Extras	Barclaycard secure	-
Optional Extras	Card Protection Plan - discounted rates	-

Card Details
		Notes..
Online Application	Yes	-
Card Type	Classic	-
Payment Company	Visa	The company who provides the payment technology and infrastructure to allow you to use this credit card. Retailers and ATM machines displaying the 'Visa' logo will accept this credit card.
Card Issuer	Barclays Bank	The bank who issues this credit card.
Card Advertiser	Barclaycard Business	The company who advertises and promotes this credit card.