Barclaycard Platinum Credit Card

Barclaycard Platinum Credit Card Typical APR 14.9% APR Intro Purchases 0% for 3 months Balance Transfers 0% for 14 months On amounts up to £5,000 2.9% transfer fee Rewards Shopping and travel discounts Interest Free Period Up to 56 days Annual Fee £0 You should only apply if you are: • Aged 21 or over • Have a permanent UK address • Have a good credit history • Have a regular income • Don't already hold a Barclaycard • Haven't been declared insolvent, bankrupt or have any CCJ's against you • Earn at least £10,000 per annum

More about Barclaycard Platinum credit card...

The Barclaycard Platinum credit card is another fantastic credit card from the people who bought us the first ever credit card. With that amount of experience, it's not hard to see why the Barclaycard Platinum credit card reaches and exceeds our expectations.

Offering so many cardholder benefits, this card is what a credit card should be, a little piece of plastic that makes life easier, not just as way to pay for goods and services, but a way to help keep those purchases safe, and it will look after you and your money too.

Market-leading 0% balance transfers
The Barclaycard Platinum credit card offers a market-leading introductory deal on balance transfers, offering up 0% interest rates for the next 14 months.

This lengthy 0% balance transfer deal enables you to clear up any existing credit card debts by transferring them to the Barclaycard Platinum credit card and you'll get well over 1 year interest free, so you can repay the balance slowly, whilst saving yourself a heap of money in interest charges.

It is important to note a couple of small terms and conditions laid down with this deal. Balances transferred will be subject to a handling fee of 2.9% of the balance being transferred, but this will be small-change in comparison to the potential savings on offer in terms of interest.

Another note to remember is that you must transfer your existing credit card balances within 60 days of opening your account. Also, you can only benefit from 0% interest rates on balance transfers up to £5,000.

0% on purchases
The Barclaycard Platinum credit card also offers 0% interest rates on purchases for 3 months from the date your account opens.

It's not as long as some introductory purchase deals on the market, and if you are also making use of the balance transfer deal, it's best to repay this before you start using the Barclaycard Platinum credit card for purchases.

This is because the payments you make to the account will be applied to promotional balance transfers first, so you won't be able to repay any purchases (even those at 0%) or cash withdrawals until you have cleared your balance transfer first.

Purchase and money security
The Barclaycard Platinum credit card just couldn't be better for keeping your purchases and your money safe. This credit card really earns top marks for their purchase security and fraud features.

The Barclaycard Platinum credit card comes with free purchase delivery protection, which covers brand new goods bought with the Barclaycard Platinum credit card until they are delivered safe at your home address. Goods are covered when bought online, over the telephone or from the high street when delivered to your home.

Your money will also be kept safe with the Barclaycard Platinum credit card, as it comes with fraud protection, so Barclaycard will look out for any unusual activity on your account and get in touch with you to make sure it's not fraudulent.

And, if it does turn out to be fraudulent - you won't be held responsible for any of the charges.

Travel features
If you like travelling, or even if you're just a regular holiday-goer, you'll like it even more as a Barclaycard cardholder. With a range of travel benefits and services available you can feel rest assured that if things go wrong Barclaycard will be there to help.

As a Barclaycard credit card member you'll be privy to savings when you book your holiday through the Barclaycard Travel Service with Thomas Cook. And, when you do book your holiday through the Barclaycard Travel Service you'll get free single trip travel insurance for you and up to 5 friends or family members travelling with you.

We never like to think that bad things happen on holiday or whilst abroad, but if the worst does happen, Barclaycard offer worldwide assistance, providing a range of free services including legal assistance, emergency medical help, they can arrange flights and transport to get you home as quickly as possible, interpretation, sending messages and help with lost or stolen documents.

Also, if you ever happen to lose your Barclaycard Platinum credit card whilst abroad, Barclaycard will get you an emergency card replacement and can also arrange an emergency cash advance of up to £1,000 a week - though this will be subject to available funds in your account.

Travel and shopping discounts
The Barclaycard Platinum credit card benefits and features don't stop there... they continue to offer you a range of discounts and savings when you shop with Thomas Cook, Laithwaites Wine and Bonus Center for gifts and well, wine!

When you pay with your Barclaycard Platinum credit card through Barclaycard you'll also be able to get discounts on RAC breakdown cover, used car examinations and RAC warranty.

In Summary
The Barclaycard Platinum credit card is the perfect balance transfer tool for clearing up any currently outstanding credit card balances - offering huge amounts of potential savings over the next year while you repay it.

And, for when the 0% period ends, you really won't be left with a useless piece of plastic; Barclaycard offers such a realm of services and benefits you won't want to pay with anything else!

Apply for Barclaycard Platinum credit card

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