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Barclaycard Platinum with Balance Transfer Credit CardIndependent review with up to date rates, fees and special offers for this card...
Barclaycard credit card review: Platinum with Balance TransferTHE Barclaycard Platinum with Balance Transfer credit card offers a great 0% balance transfer deal for a market leading 16 months. 0% interest rates on balance transfers are now available on transfers up to 90% of your available credit limit (a 2.9% fee is applicable). Platinum cardholder services Offering up a range of free services to help keep you, your money and your purchases safe, the Barclaycard Platinum credit card keeps it's name as one of the best credit cards to carry and certainly one to hold onto! The Barclaycard Platinum with Balance Transfer credit card offers many exclusive platinum cardholder benefits including free purchase delivery insurance, a fraud guarantee, free comprehensive travel insurance (not just travel accident insurance!), worldwide assistance to help you abroad and an emergency card replacement and cash advance service if you ever lose your Barclaycard Platinum credit card in the UK or abroad. Barclaycard Freedom This Barclaycard Platinum comes with Barclaycard's new reward scheme - Barclaycard Freedom. Freedom works by rewarding you with up to 1% in Reward Money whenever you shop with participating retailers. Then simply choose to spend it - or save it up - when you make future purchases with Barclaycard Freedom participating retailers. Participating retailers include: Shell, Pizza Express, Yo! Sushi, LA Fitness, npower, Goldsmiths, Firebox.com and many more. Discounts with Thomas Cook The Barclaycard Platinum with Balance Transfer credit card will also save you money on your next summer holiday. Book through the Barclaycard Travel Service with Thomas Cook and get 7% or more discounts with Thomas Cook and over 150 tour operators.
Review Continued...The Barclaycard Platinum with Balance Transfer credit card is another fantastic credit card from the people who bought us the first ever credit card. With that amount of experience, it's not hard to see why the Barclaycard Platinum credit card range reaches and exceeds our expectations. Offering so many cardholder benefits, this card is what a credit card should be, a little piece of plastic that makes life easier, not just as way to pay for goods and services, but a way to help keep those purchases safe, and it will look after you and your money too. Long 0% balance transfers The Barclaycard Platinum with Balance Transfer credit card offers a market-leading introductory deal on balance transfers, offering up 0% interest rates for the next 16 months. This lengthy 0% balance transfer deal enables you to clear up any existing credit card debts by transferring them to the Barclaycard Platinum credit card and you'll get the next 16 months interest free, so you can repay the balance slowly, whilst saving yourself a heap of money in interest charges. It is important to note a couple of small terms and conditions laid down with this deal. Balances transferred will be subject to a handling fee of 2.9% of the balance being transferred, but this will be small-change in comparison to the potential savings on offer in terms of interest. Another note to remember is that you must transfer your existing credit card balances within 60 days of opening your account. You can benefit from 0% interest rates on balance transfers up to 90% of your available credit limit. 0% on purchases The Barclaycard Platinum with Balance Transfer credit card also offers 0% interest rates on purchases for 3 months from the date your account opens. It's not as long as some introductory 0% purchase deals on the market, and if you are also making use of the balance transfer deal, it's best to repay this before you start using the Barclaycard Platinum with Balance Transfer credit card for purchases. This is because the payments you make to the account will be applied to promotional balance transfers first, so you won't be able to repay any purchases (even those at 0%) or cash withdrawals until you have cleared your balance transfer first. Purchase and money security The Barclaycard Platinum with Balance Transfer credit card just couldn't be better for keeping your purchases and your money safe. This credit card really earns top marks for their purchase security and fraud features. The Barclaycard Platinum with Balance Transfer credit card comes with free purchase delivery protection, which covers brand new goods bought with the Barclaycard Platinum with Balance Transfer credit card until they are delivered safe at your home address. Goods are covered when bought online, over the telephone or from the high street when delivered to your home. Your money will also be kept safe with the Barclaycard Platinum with Balance Transfer credit card, as it comes with fraud protection, so Barclaycard will look out for any unusual activity on your account and get in touch with you to make sure it's not fraudulent. And, if it does turn out to be fraudulent - you won't be held responsible for any of the charges. Travel features If you like travelling, or even if you're just a regular holiday-goer, you'll like it even more as a Barclaycard cardholder. With a range of travel benefits and services available you can feel rest assured that if things go wrong Barclaycard will be there to help. As a Barclaycard credit card member you'll be privy to savings when you book your holiday through the Barclaycard Travel Service with Thomas Cook. And, when you do book your holiday through the Barclaycard Travel Service you'll get free single trip travel insurance for you and up to 5 friends or family members travelling with you. We never like to think that bad things happen on holiday or whilst abroad, but if the worst does happen, Barclaycard offer worldwide assistance, providing a range of free services including legal assistance, emergency medical help, they can arrange flights and transport to get you home as quickly as possible, interpretation, sending messages and help with lost or stolen documents. Also, if you ever happen to lose your Barclaycard Platinum with Balance Transfer credit card whilst abroad, Barclaycard will get you an emergency card replacement and can also arrange an emergency cash advance of up to £1,000 a week - though this will be subject to available funds in your account. Barclaycard Freedom Rewards New from Barclaycard is the Freedom rewards scheme available on selected Barclaycard credit cards - including this one. Barclaycard Freedom operates slightly differently to most reward schemes, rewarding you with Reward Money whenever you shop with participating retailers. Reward Money can then be easily redeemed towards the cost of future purchases when you checkout at participating retailers. You'll earn up to 1% in Reward Money on your purchases with participating retailers including Shell, Goldsmiths, Yo! Sushi, Pizza Express, Firebox.com, npower, LA fitness, Nationwide Autocentre, gourmet burger kitchen, Just Tyres, Barclays, Flight Centre, Watches & Switzerland, F.HINDS, Mappin & Webb London, BSM, Bales Brothers, Lewis & Clarke, Give by George Davis and JustGiving. In Summary The Barclaycard Platinum with Balance Transfer credit card is the perfect balance transfer tool for clearing up any currently outstanding credit card balances - offering huge amounts of potential savings for 16 months while you repay it. And, for when the 0% period ends, you really won't be left with a useless piece of plastic; Barclaycard offers such a realm of services and benefits you won't want to pay with anything else!. Apply Online for Barclaycard Platinum with Balance Transfer credit card » |
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