Tips for Choosing a Charity Credit Card

Charity Credit Card Best Buys Charity Credit Card FAQ's Have a question? Send in your question and we'll do all we can to help answer it. Where appropriate user questions will be added to the FAQ's for future use. Most recent questions: Q. Which charities offer a credit card? Q. Where do the funds come from? Q. Who pays for charity credit card donations? More frequently asked questions »

These cards are best for...

• If you would like to help support a charity.
• Tip: Charity credit cards help fund charities, but it doesn't cost you an extra penny, as the credit card issuer donates money every time you use the card.
• If you are looking for extra platinum credit card benefits and features.
• Tip: Most charity credit cards are available as either platinum or classic cards.

What to look for...

• Choose a charity that you would like to support.
• What is the interest rate, or typical APR, for purchases?
• If you're switching cards, does it offer a good balance transfer deal?
• Is the credit card platinum or classic?
• Tip: Platinum credit cards offer extra benefits and features, but they do have minimum income requirements.

What to watch out for...

• Is there an annual fee to pay?

Don't forget!

• Charity credit cards work like any other credit card, you will still have to make monthly payments and pay any applicable fees and charges. So remember to check out the rates and fees charged before you apply for the card.

Make the most of your card...

• Your credit card issuer will donate money to the charity every time you use the card to make a purchase. You can help to increase the donations made by using your card to:
• Pay monthly bills and direct debits.
• Pay for your everyday shopping, including food and petrol.
• Pay for larger purchases, including home improvements or a new HiFi.
• Set up additional cards for family members.
• Tip: Remember to budget so you can pay off your balance in full each month, you could use the money you save in interest for a treat, or even donate it to your chosen charity.

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