Compare Balance Transfer Credit Cards

Calculate and compare by cost...

Balance transfer credit cards offer special offers when you move an existing credit card balance to a new card.

They are the 'new customer incentives' of the credit card world, but for cardholders can offer a great opportunity to get 0% or low rate for life interest rates on a debt owed elsewhere.

Watch out for handling fees as this will add extra cost and look for the longest balance transfer periods.

There are 35 credit cards offering balance transfer deals...

Balance Transfer Offer

Transfer Fee

Suitable for spending too

Annual Fee

Typical APR (variable)

Virgin Money

0%
for 16 months
(Includes transferring cash into a current account (4% fee))

2.98%
£3 minimum

£0

16.6% APR

Barclaycard Platinum with Balance Transfer

0%
for 15 months

2.9%

£0

15.9% APR

Egg

0%
until 1 May 2011

£0

16.9% APR

HSBC (Existing Customers Only)

0%
for 15 months

2.9%
£5 minimum

£0

16.9% APR

RBS Platinum (Existing Customers Only)

0%
for 15 months

2.9%
£5 minimum

£0

16.9% APR

Natwest Platinum (Existing Customers Only)

0%
for 15 months

2.9%
£5 minimum

£0

16.9% APR

MBNA BT

0%
for 13 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

Post Office

0%
for 12 months
(another 0% for 5 months in 2011 & 2012)

2.98%

£0

16.9% APR

The AA

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

0%
for 12 months
(Only applies to AA products, motoring and fuel purchases.)

£0

16.9% APR

MBNA bmi

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Breakthrough Breast Cancer

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA British Heart Foundation

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Dogs Trust

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA National Trust

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA RSPCA

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA UNICEF

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA WWF

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Aston Villa

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Arsenal FC

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Celtic FC

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Chelsea FC

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA England Football

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Liverpool FC

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Manchester United

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Rangers FC

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

MBNA Tottenham Hotspur

0%
for 12 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

£0

15.9% APR

Sainsburys

0%
for 10 months

3%
£3 minimum

0%
for 10 months
(0% on Sainsburys purchases for 12 months)

£0

15.9% APR

Bank of Scotland All in One

0%
for 9 months

3%
£3 minimum

0%
for 9 months

£0

15.9% APR

Halifax All in One

0%
for 9 months

3%
£3 minimum

0%
for 9 months

£0

15.9% APR

MBNA BT Retail

0%
for 6 months
(Includes transferring cash into a current account (4% fee))

3%
£3 minimum

(Only applies to supermarket & petrol purchases))

£0

16.9% APR

Virgin Atlantic White

0%
for 6 months
(Includes transferring cash into a current account)

2%
£3 minimum

£0

17.9% APR

Virgin Atlantic Black

0%
for 6 months
(Includes transfers to a current account)

2%
£3 minimum

£115

31.7% APR

Lloyds TSB Airmiles Duo

0%
for 3 months
(Minimum spend of £100 in 3 months required to increase balance transfer period to 6 months.)

£0

15.9% APR

MBNA Platinum Visa

5.9%
for life of balance
(Includes transferring cash into a current account)

2%
£3 minimum

£0

16.9% APR

Barclaycard Simplicity

6.8%
for life of balance
(On amounts up to £5,000)

2.5%

£0

6.8% APR