Compare Purchase Credit Cards

Calculate and compare by cost...

Purchases are of course available on any credit card, but the interest rates charged can vary considerably - from 0% up to a staggering 35%.

So it pays to compare and make sure you're shopping with the best deal.

0% purchase credit cards

There are 47 credit cards offering purchase rates...

Purchase Intro Offer

Reward Type

Annual Fee

Typical APR (variable)

Sainsburys

0%
for 10 months
(0% on Sainsburys purchases for 12 months)

Nectar points
(up to 4 Nectar points for each £1 spent)

£0

15.9% APR

Bank of Scotland All in One

0%
for 9 months

None

£0

15.9% APR

Halifax All in One

0%
for 9 months

None

£0

15.9% APR

Capital One Plus

0%
until 1 Aug 2010

None

£0

14.9% APR

MBNA BT Retail

0%
for 10 months
(Only applies to supermarket & petrol purchases))

BT phone bill rebate
(up to 1p rebate for every full £1 spent)

£0

16.9% APR

American Express Rewards

0%
for 6 months

Express Rewards: Earn more at supermarkets & department stores, redeem for shopping vouchers
(Up to 3 Express points for each £1 spent)

£0

17.9% APR

The AA

0%
for 12 months
(Only applies to AA products, motoring and fuel purchases.)

AA rewards: AA products & motoring
(up to 2 AA Reward points for each £1 spent)

£0

16.9% APR

Egg

0%
until 1 Jun 2010

cash back & discounts at selected retailers
(up to 25%)

£0

16.9% APR

MBNA BT

0%
for 3 months

BT phone bill rebate
(1p rebate for every full £1.50 spent)

£0

16.9% APR

Barclaycard Platinum with Balance Transfer

0%
for 3 months

Thomas Cook discounts

£0

15.9% APR

Virgin Money

0%
for 3 months

Virgin discounts

£0

16.6% APR

Post Office

0%
for 3 months

2-in-1 loan

£0

16.9% APR

HSBC (Existing Customers Only)

0%
for 3 months

Up to 8% off Thomas Cook holidays

£0

16.9% APR

Natwest Platinum (Existing Customers Only)

0%
for 3 months

Travel discounts & wine club offers

£0

16.9% APR

RBS Platinum (Existing Customers Only)

0%
for 3 months

Shopping & travel discounts

£0

16.9% APR

MBNA bmi

0%
for 3 months

bmi destination miles
(up to 3 destination miles for each £1 spent)

£0

15.9% APR

MBNA Breakthrough Breast Cancer

0%
for 3 months

Breakthrough Breast Cancer donations

£0

15.9% APR

MBNA British Heart Foundation

0%
for 3 months

British Heart Foundation donations

£0

15.9% APR

MBNA Dogs Trust

0%
for 3 months

Dogs Trust Donations

£0

15.9% APR

MBNA National Trust

0%
for 3 months

National Trust donations

£0

15.9% APR

MBNA RSPCA

0%
for 3 months

RSPCA donations

£0

15.9% APR

MBNA UNICEF

0%
for 3 months

UNICEF donations

£0

15.9% APR

MBNA WWF

0%
for 3 months

WWF donations

£0

15.9% APR

MBNA Arsenal FC

0%
for 3 months

Arsenal FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA Aston Villa

0%
for 3 months

Aston Villa contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)

£0

15.9% APR

MBNA Celtic FC

0%
for 3 months

Celtic FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA Chelsea FC

0%
for 3 months

Chelsea FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA England Football

0%
for 3 months

England FA contributions & discounts
(15% off at the official England Store)

£0

15.9% APR

MBNA Liverpool FC

0%
for 3 months

Liverpool FC contributions & rewards
(1 reward point for each £1 spent)

£0

15.9% APR

MBNA Manchester United

0%
for 3 months

Manchester United rewards
(1 RedPoint for each £1 spent)

£0

15.9% APR

MBNA Rangers FC

0%
for 3 months

Rangers FC contributions

£0

15.9% APR

MBNA Tottenham Hotspur

0%
for 3 months

Tottenham Hotspur contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)

£0

15.9% APR

Natwest Classic (Existing Customers Only)

4.9%
for 9 months

Travel discounts & wine club offers

£0

19.9% APR

RBS Classic (Existing Customers Only)

4.9%
for 9 months

Shopping & travel discounts

£0

19.9% APR

Lloyds TSB Airmiles Duo

Not offered

Airmiles
(1 Airmile for each £10 / £50 spent)

£0

15.9% APR

Barclaycard Simplicity

Not offered

Thomas Cook discounts

£0

6.8% APR

Virgin Atlantic White

Not offered

travel: flights, hotels, holidays and more
(up to 2 Flying Club miles for each £1 spent)

£0

17.9% APR

Virgin Atlantic Black

Not offered

travel: flights, hotels, holidays and more
(up to 4 Flying Club miles for each £1 spent)

£115

31.7% APR

MBNA Platinum Visa

Not offered

None

£0

16.9% APR

Vanquis Visa

Not offered

None

£0

39.9% APR

Capital One Progress

Not offered

None

£0

34.9% APR

Capital One Classic

Not offered

None

£0

34.9% APR

Natwest Student

Not offered

Shopping & travel discounts

£0

18.9% APR

American Express Platinum

Not offered

cash back
(up to 5%)

£0

19.9% APR

British Airways

Not offered

British Airways flyer miles
(1 BA Mile for each £1 spent)

£0

19.9% APR

British Airways Premium Plus

Not offered

British Airways flyer miles
(up to 3 BA Miles for each £1 spent)

£150

46% APR

RBS Student

Not offered

Shopping & travel discounts

£0

18.9% APR