Which Balance Transfer Credit Card is Right for Me?
The whole point of getting a balance transfer credit card is to save you money, so it stands to reason how worthwhile it is to make sure you're taking out the best balance transfer deal you can.
Who's After Your Money? The credit card culprits revealed!
It seems credit card companies are never far from implementing the next new ploy to lure you out of some cash. We reveal the credit card culprits and show you how to tell the good guys from the bad!
What they forgot to tell you about 0% promotions
There are a few terms and conditions that you should be aware of when it comes to 0% promotions, that will help make sure your money stays in your pocket and you get the most from your credit card
A. The allocation of payments is a listed clause in the terms and conditions of every credit card. This clause basically states the order in which payments you make to your account will be applied.
More often than not, balances on your account with 0% or lower rates of interest will be repaid before those accruing higher rates of interest. This most often becomes a problem when you have a large cheap balance on your account - but you've also added a higher rate transaction to the same account, such as a purchase or a cash withdrawal. Read the full answer »
A. The reason there are so few 0% balance transfer and purchase credit cards – is not because there is a lack of these offers, far from it, most 0% balance transfer credit cards now include a 3-month 0% purchase deal.
However, equal length 0% balance transfer and purchase credit card deals – that are suitable to both transfer to and spend on have become the rarity – and the main reason simply comes down to credit card company profiteering. Read the full answer »
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