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Charity Credit Card FAQ's


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Let your spending benefit others
Many charities rely on donations from the public, and even the smallest regular donations can go a long way to helping these charities to provide valuable services and assistance to those in need.

How Charity Credit Cards Work
Charity credit cards generate donation funds for a named charity every time you spend on the card.

How to Compare Charity Credit Cards
Find out the best ways to compare the different charity credit cards available, including how much money each card will generate.

How to Use a Charity Credit Card
Learn to maximise charity donations while never being charged a penny in interest or fees.

Q. Which charities offer a credit card?

A. Charity credit cards are offered by charities working in partnership with a particular credit card company.

Charity credit card affiliations work by offering the charity free advertising and a percentage of all spending made on the card as a donation from the credit card company.

The donations raised by charity credit cards are paid for by the credit card company - so it doesn't come out of your pocket, and if you keep your balance repaid in full each month you won't even be paying for them indirectly.

Charity credit cards are available with charities such as WWF, RSPCA, Breakthrough Breast Cancer, The National Trust, Cool Earth and Pure - the Clean Planet Trust. Read the full answer »

Q. Where do the funds come from?

A. If you have a charity credit card you may wonder where the actual money comes from to fund the donations, particularly if you repay your balance in full each month and therefore do not have to pay any interest to the credit card company.

Charity credit card donations are paid for by the credit card issuer - the money used to pay the donations comes from the profits made by the issuing bank or building society running the charity credit card. Read the full answer »

Q. Who pays for charity credit card donations?

A. Charity credit card donations are funded by the issuing bank or building society. Charity credit card donations won't cost you an extra penny - and all you need to do is spend on the card as you would any other and the named charity will receive a percentage of your total spend funded by the card issuer. Read the full answer »



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