Credit Card Questions & Answers

Q. What's the lowest interest rate credit card available?
The lowest interest rate currently available is 8.8% APR. However, the lowest rate possible is obviously a 0% promotional deal.

For regular credit card use where you do not always clear the balance in full each month – a standard low interest rate on purchases will probably be the best way to save money in the long term.

For short-term repayment of a large or several large purchases a 0% purchase credit card becomes the best way to save money. These deals are currently available up to 10 months.

Then for people with an outstanding balance – the best way to save money by choosing a low interest rate credit card will be on either a 0% balance transfer deal or a life of balance transfer deal.