How Do Football Credit Cards Work?
Football Credit Card Best Buys
Football Credit Card FAQ's
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Football credit cards work in partnership with a number of different football clubs. They allow you to show off your team's colours whilst also earning the club contributions and earning yourself some great rewards too!
Football credit cards are available for any team in the Premiership, including Manchester United, Liverpool FC, Arsenal FC and Chelsea FC - among all the other football Premiership teams too!
You can also get the England Football Association credit card and the Barclays Premier League credit card. Compare football credit cards here.
Support your football team
- Show off your colours!
Love football? You can now support your favourite football team with a football credit card.
Branded with the football club's colours and logo you can show off your team's colours down the pub after watching a match!
Who runs football credit cards?
Banks and building societies that issue a number of different credit cards run football credit cards.
The payment systems and accounts are operated by the bank or building society who issues the football credit card - so your card statements and payments will be from and made to the issuing bank or building society.
The bank or building society issuing the football credit card then works in partnership with the named football club, bringing you the official credit card for your Premiership football team.
How do football credit cards benefit football clubs?
- Earn contributions for your football club
The majority of football credit cards will benefit their football team by generating monetary contributions for the club, in the form of royalties from the issuing bank or building society.
Contributions are earned whenever a football cardholder uses their football credit card for purchases that is paying for goods or services from retailers or companies.
Contributions are paid for by the bank or building society, and do not cost the football cardholder anything extra at all.
Many football clubs use these contributions towards supporting the future of their club, for example investing money into the football club's Academy for young players.
What rewards will I get from a football credit card?
- Football club discounts and prizes
Some football credit cards allow you to earn prize draw entries or receive exclusive discounts at club member shops.
The football credit cards offering discounts and / or prize draws include the Barclaycard Football credit card, Manchester United credit card, Fulham FC credit card and the Celtic FC credit card.
- Football credit card reward points
The majority of football credit cards issued by MBNA offer cardholders the chance to earn MBNA reward points on all your spending.
MBNA reward points are awarded 1 point per £1 spent and can be redeemed for a range of different rewards including travel, entertainment, shopping vouchers and even cash!
Some football credit cards offering MBNA reward points even offer the chance to redeem collected MBNA points for the football team's merchandise - including exclusive signed pieces!
Are football credit cards any different to normal credit cards?
Football credit cards are no different to any other credit card, except that they earn the named football club contributions and often offer extra rewards for you too.
The rates and fees involved do vary between cards as is standard in the credit card market place, but generally speaking they offer the same payment benefits as standard credit cards.
The official Premiership football credit cards are issued by MBNA, and offer the worldwide recognition of a Visa or MasterCard.
As MBNA credit cards, Premiership football club credit cards can come with a range of cardholder services too - including purchase protection, fraud guarantees and travel insurances.
Football credit cards offer other types of credit card deals too, including 0% introductory rates on purchases and / or balance transfers - perfect if you have any outstanding card debt you want to clear up.
What should I look for when choosing a football credit card?
When looking for a football credit card it's understandable that you will of course go straight for your football team's card.
However, as a financial product it is still important to take note of what the credit card is actually offering and to keep these main points in mind:
- What is the interest rate, or typical APR, for purchases? This is the amount of interest you will be charged when you carry over balances resulting from purchases.
- Tip: You should also check the interest rates for cash withdrawals, as they can be higher than purchase rates.
- Does it offer any introductory deals on purchases? For example, 0% on purchases for a period when you first take out the football credit card.
- If you're switching cards, does it offer a good balance transfer deal? Some football credit cards will allow you to transfer an existing card balance and pay very low or 0% interest rates for an introductory period.
- Is the football credit card platinum or classic? Some football credit cards allow you to choose between a platinum or a classic card.
- Tip: Platinum credit cards offer extra cardholder benefits and features, but they do usually have minimum income requirements.
- Is there an annual fee to pay, and if so, how much is it? An annual fee is a yearly charge made for carrying the card.
Compare football credit cards
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