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Credit Card GuideCredit card news, guides and adviceBest Buy Credit Cards
How Are Balance Transfer Credit Cards Shaping Up? 
Balance transfer credit cards have held a popular foothold in the credit card market over the last decade, and since they were first launched have constantly gone through changes. In today's current financial climate however, balance transfer products seem to be undergoing changes more rapidly than ever, and this credit card guide explores the facts and figures of each change and the good and bad changes we're currently seeing. Russell Cavanagh takes a look through the ever-expanding 0% periods as well as the increase of handling fees, and much more in between. Read the full story » How to Get a Cheap Credit Card Deal 
While the credit crunch has seemingly upped many rates and fees charged by credit card providers, there is still a range of very competitive credit card deals available. This credit card guide explores the different varieties of 'cheap' credit card depending upon your own financial needs, be it a cheap balance transfer now or cheap rates for long-term spending. Russell Cavanagh points out the different credit card users and their ideal cheap credit card. Read the full story » Set up Your Financial Future with a Student Credit Card 
Russell Cavanagh looks at student credit cards in this credit card guide and explores their benefits, features and pitfalls. Not just advantageous terms and rewards from student credit cards but also an opportunity to make tight student budgeting more flexible and lay foundations for a healthy credit history. As the new academic year approaches, now is the perfect time to get to grips with the in's and out's of student credit cards. Read the full story » Our look at the credit card news0% balance transfer credit card deals dwindle, but Virgin looks brand-strong with 0% for 16 months 18 November 2008 As credit card guides report a drop in the number of credit card providers continuing to offer 0% balance transfer credit cards, Virgin remains looking strong and still offers the UK’s longest ever 0% balance transfer deal - lasting for a massive 16 months. The future of 0% balance transfer credit cards is unknown, whether they will return in the New Year with new budgets or if they've been knocked down for longer by the credit crunch is uncertain. But, what's sure is that anyone who needs to transfer a balance to help ease the financial strain of the economic down-turn and the upcoming festive period should be looking to compare credit cards for the best buy balance transfer and get their applications in quick. Read the full story » Argos slated over interest charged on new easy shop card 7 November 2008 High street favourite Argos has recently lost face by marketing the new easy shop card in association with Provident Personal Credit. Provident Personal Credit specialise in the FSA regulated version of 'doorstep' cash loans - where the money borrowed is both delivered in person and repayments are also collected in person at the borrowers home. The easy shop card charges a staggering 222.7% interest, and this credit card guide reveals that even though this figure is comparatively inflated due to the way the charges are made, it's still high enough a figure to cause a serious stir. Read the full story » Debit card customers could be losing out on free cash 27 October 2008 While spending on a debit card is often a much better way to manage your finances, especially on those day-to-day purchases, people who do use debit cards could be losing out on up to £380 cash back per year. American Express has revealed research into just how much cash back a household could be earning on just their sundry expenses and this credit card guide goes some way to making sure you know how to use a cash back credit card to keep that cash back a free reward. Read the full story » A Million Mortgages and Bills Being Paid by Credit Cards 22 October 2008 This credit card guide reports on the increasing number of people who are turning to their credit cards in order to cover bills and mortgage payments and the increasing rates of interest the credit card providers are charging. At a time when consumers are vulnerable with soaring living costs and difficulty keeping up with bills, mortgage and other debt repayments, the credit card companies are being accused of profiteering when people are at their most vulnerable. Over a million homeowners are paying for utility bills, rent or mortgages by withdrawing cash on their credit cards and paying it in to their current account. But, as this credit card news reveals, it could be costing people up to 30% p.a. in interest. Read the full story » Answers to your questions about credit cards and how they workQ. How long do I have to repay my balance before I'm charged interest? A. Knowing how long you have to repay your credit card balance before interest kicks in is important when avoiding needless expense. Different credit cards have similar rules, yet their differences can be confusing at first glance. What are the consequences of missing repayment deadlines and how do interest-free periods actually work? In this credit card guide FAQ Russell Cavanagh examines these issues ... and more. Read the full answer » Got a question? Other recent questions: Q. What transactions are included in the standard interest rate or APR? Q. What fraud security will a credit card offer? Q. How can I transfer money to a current account? Q. How much am I required to pay back each month on my credit card? |
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