Halifax One Credit Card

Halifax One Credit Card Typical APR 15.9% APR Intro Purchases 0% for 12 months Balance Transfers 0% for 12 months 3% transfer fee - £3 min Interest Free Period Up to 59 days Annual Fee £0 You should only apply if you are: • Aged 18 or over • UK resident • Have a good credit history • Have a regular income

More about Halifax One credit card...

The Halifax one credit card offers a really great low interest rate, perfect for credit card uses that don't always manage to clear their balance each month, and for people who do, the up to 59 days interest free period gives you a little extra time than most cards to repay your purchases in full without being charged any interest.

The introductory offer on the Halifax one credit card is really one of the best in the market, it may not be the longest 0% balance transfer offer available, but it does include purchases too, and for the same lengthy 12 month period too.

Interest free period
The Halifax one credit card also gets top marks for it's interest free period of up to 59 days. Which is a great feature if you pay off your balances in full and on time each month.

0% introductory deals
The Halifax one credit card offers a really great 0% introductory offer that includes balance transfers and purchases too. The benefits of an equal length 0% introductory offer are paramount if you need to transfer a balance and you want to spend on the credit card too, removing the potential hazard of racking-up interest charges on your purchases whilst you are still repaying a 0% balance transfer.

0% on balance transfers
The Halifax one credit card offers 0% interest rates on balance transfers for 12 months from the date your account is opened. This deal on balance transfers allows you to transfer outstanding credit card balances to the Halifax one credit card and you won't be charged any interest on the balance for up to 12 months, allowing you the time to repay the balance slowly without accruing hefty interest charges.

It is important to remember that balance transfers to the Halifax one credit card do carry a handling fee, however this is only 3% of the balance you are transferring, and will be much less than the savings you'll make in interest costs.

0% on purchases
Alongside the mouth-watering 0% balance transfers for 12 months, the Halifaxone credit card also gives you a 0% interest rate on all your purchases for 12 months too.

This is very pleasing deal, as you won't find yourself knee-deep in interest charges if you want to transfer a balance and use the Halifax one credit card for new purchases too.

Please remember that introductory offers never include cash transactions, so always make sure to use a debit card if you need to withdraw cash or buy foreign currency and traveller's cheques.

Applying for the Halifax one credit card
You can apply online for the Halifax one credit card, it is a quick and simple application form that is securely encrypted too, so that only the Halifax can read your information. Online applications will also receive an instant decision, so you won't have to wait around for notification from emails, phone calls or snail mail!

To be considered for the Halifax one credit card you will need to be aged 18 or over, UK resident, have a regular income and a good credit record.

To apply now click the link below or use the 'apply now' button at the top of this page, both will take you to the Halifax web site where you can find the secure online application form, which offers an instant decision on your application.

Apply for Halifax One credit card

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