Compare Interest Free Period Credit Cards

The interest free period on a credit card is the maximum number of days offered between a purchase transaction and the full repayment date before the issuer will charge you any interest.

If you regularly pay off your credit card balance in full each month, a lengthy interest free period will give you more time to clear the balance in full without being charged any interest.

Look out for rewards as well as the longest interest free period - if you're a keen repayer then a rewards credit card could be earning you money for nothing.

compare interest free period credit cards

Interest Free Period
Reward Type Purchase Intro Offer
purchase security fraud protection Typical APR (variable)
Sainsburys for Nectar Cardholders
Sainsburys for Nectar Cardholders
Up to 59 days None 0%
for 12 months
(You need to be an active Nectar loyalty cardholder to get this offer)
Not offered
Included
apply online
Bank of Scotland All in One
Bank of Scotland All in One
Up to 59 days None 0%
for 10 months
Not offered
Included
apply online
Halifax All in One
Halifax All in One
Up to 59 days None 0%
for 10 months
Not offered
Included
apply online
Sainsburys
Sainsburys
Up to 59 days None 0%
for 9 months
(0% on Sainsburys purchases for 12 months)
Not offered
Included
apply online
Sainsburys Nectar
Sainsburys Nectar
Up to 59 days Nectar points
(up to 4 Nectar points for each £1 spent)
Not offered Not offered
Included
apply online
American Express Platinum
American Express Platinum
Up to 56 days cash back
(up to 5%)
0%
for 6 months
Included
Included
apply online
American Express Rewards
American Express Rewards
Up to 56 days Express Rewards: Earn more at supermarkets & department stores, redeem for shopping vouchers
(Up to 3 Express points for each £1 spent)
0%
for 6 months
Included
Included
apply online
Barclaycard Platinum with Balance Transfer
Barclaycard Platinum with Balance Transfer
Up to 56 days Barclaycard Freedom & Thomas Cook Discounts
(Up to 1% Reward Money at participating retailers)
0%
for 3 months
Included
Included
apply online
Post Office
Post Office
Up to 56 days 2-in-1 loan 0%
for 3 months
Included
Included
apply online
HSBC (Existing Customers Only)
HSBC (Existing Customers Only)
Up to 56 days Up to 8% off Thomas Cook holidays 0%
for 3 months
Not offered
Included
apply online
Natwest Platinum
Natwest Platinum
Up to 56 days Travel discounts & wine club offers 0%
for 3 months
Not offered
Included
apply online
RBS Platinum
RBS Platinum
Up to 56 days Shopping & travel discounts 0%
for 3 months
Not offered
Included
apply online
Lloyds TSB Platinum
Lloyds TSB Platinum
Up to 56 days None 0%
for 3 months
Not offered
Included
apply online
Nationwide Gold
Nationwide Gold
Up to 56 days None 0%
for 3 months
Included
Included
apply online
Natwest Classic (Existing Customers Only)
Natwest Classic (Existing Customers Only)
Up to 56 days Travel discounts & wine club offers 4.9%
for 9 months
Not offered
Included
apply online
RBS Classic (Existing Customers Only)
RBS Classic (Existing Customers Only)
Up to 56 days Shopping & travel discounts 4.9%
for 9 months
Not offered
Included
apply online
Barclaycard Gold
Barclaycard Gold
Up to 56 days Barclaycard Freedom & Thomas Cook Discounts
(Up to 1% Reward Money at participating retailers)
Not offered
Included
Included
apply online
Lloyds TSB Airmiles Duo
Lloyds TSB Airmiles Duo
Up to 56 days Airmiles
(1 Airmile for each £10 / £50 spent)
Not offered Not offered
Included
apply online
Barclaycard Simplicity
Barclaycard Simplicity
Up to 56 days Barclaycard Freedom & Thomas Cook Discounts
(Up to 1% Reward Money at participating retailers)
Not offered
Included
Included
apply online
Vanquis Visa
Vanquis Visa
Up to 56 days None Not offered Not offered
Included
apply online
Capital One Progress
Capital One Progress
Up to 56 days None Not offered
Included
Included
apply online
Capital One Classic
Capital One Classic
Up to 56 days None Not offered
Included
Included
apply online
aqua
aqua
Up to 56 days None Not offered Not offered Not offered
apply online
Natwest Student
Natwest Student
Up to 56 days Shopping & travel discounts Not offered Not offered
Included
apply online
Barclaycard Initial
Barclaycard Initial
Up to 56 days Barclaycard Freedom & Thomas Cook Discounts
(Up to 1% Reward Money at participating retailers)
Not offered
Included
Included
apply online
British Airways
British Airways
Up to 56 days British Airways flyer miles
(1 BA Mile for each £1 spent)
Not offered
Included
Included
apply online
British Airways Premium Plus
British Airways Premium Plus
Up to 56 days British Airways flyer miles
(up to 3 BA Miles for each £1 spent)
Not offered
Included
Included
apply online
RBS Student
RBS Student
Up to 56 days Shopping & travel discounts Not offered Not offered
Included
apply online
American Express Starwood Preferred Guest
American Express Starwood Preferred Guest
Up to 56 days Starwood Hotel Points
(1 Starpoint for each £1 spent)
Not offered
Included
Included
apply online
Tesco Clubcard
Tesco Clubcard
Up to 51 days Tesco Clubcard points
(1 Clubcard point for each £4 spent)
0%
for 13 months
Not offered
Included
apply online
Virgin
Virgin
Up to 50 days Virgin discounts 0%
for 12 months
Included
Included
apply online
The AA
The AA
Up to 50 days AA rewards: AA products & motoring
(up to 2 AA Reward points for each £1 spent)
0%
for 12 months
Not offered
Included
apply online
MBNA Platinum Rewards Visa
MBNA Platinum Rewards Visa
Up to 50 days MBNA Rewards
(1 MBNA reward point for each £1 spent)
0%
for 12 months
(On purchases costing over £100, 0% for 6 months on purchases costing £100 and less)
Not offered
Included
apply online
Play.com
Play.com
Up to 50 days Play.com Rewards
(up to 2 PlayPoints for each £1)
0%
for 9 months
Not offered
Included
apply online
BT Retail
BT Retail
Up to 50 days BT phone bill rebate
(up to 1p rebate for every full £1 spent)
0%
for 10 months
(Only applies to supermarket & petrol purchases))
Not offered
Included
apply online
BT
BT
Up to 50 days BT phone bill rebate
(1p rebate for every full £1.50 spent)
0%
for 3 months
Not offered
Included
apply online
MBNA Platinum Plus
MBNA Platinum Plus
Up to 50 days None 0%
for 3 months
Not offered
Included
apply online
Miles & More American Express
Miles & More American Express
Up to 50 days Miles & More Rewards
(Up to 2 award miles for each £1)
0%
for 3 months
Not offered
Included
apply online
Virgin Money
Virgin Money
Up to 50 days Virgin discounts 0%
for 3 months
Included
Included
apply online
bmi
bmi
Up to 50 days bmi destination miles
(up to 3 destination miles for each £1 spent)
0%
for 3 months
Not offered
Included
apply online
MBNA Platinum Visa
MBNA Platinum Visa
Up to 50 days None Not offered Not offered
Included
apply online
Virgin Atlantic White
Virgin Atlantic White
Up to 46 days travel: flights, hotels, holidays and more
(up to 2 Flying Club miles for each £1 spent)
Not offered Not offered
Included
apply online
Virgin Atlantic Black
Virgin Atlantic Black
Up to 46 days travel: flights, hotels, holidays and more
(up to 4 Flying Club miles for each £1 spent)
Not offered Not offered
Included
apply online
Egg
Egg
Up to 45 days Egg Cash Back Store 0%
until 1 Dec 2010
Included
Included
apply online
Capital One World MasterCard
Capital One World MasterCard
Up to 45 days Cash back
(1% on all purchases)
Not offered
Included
Included
apply online