|
Interest Free Period
|
|
Intro Purchase Offer
|
|
Balance Transfer Offer
|
|
Rewards |
|
Typical APR
(variable)
|
|
|
|
 |
Up to
59 days
|
|
Not offered
|
|
7%
for 6 months
|
|
Cool Earth donations, ethical rate offers & discounts
|
|
12.9% APR
|
|
|
|
|
Up to
59 days
|
|
0%
for 6 months
|
|
0%
for 9 months
(3% transfer fee)
|
|
Amazon gift certificates
(up to 1 Amazon point for each £1 spent)
|
|
15.9% APR
|
|
|
|
|
Up to
59 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Nectar points
(up to 4 Nectar points for each £1 spent)
|
|
15.9% APR
|
|
|
i24 Card
|
|
|
Up to
58 days
|
|
Not offered
|
|
5.9% p.a.
for life of balance
|
|
Travel services & cash back
(1% cash back)
|
|
57.8% APR
|
|
|
Barclaycard Platinum Low Rate
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
8.8% p.a.
(2.5% transfer fee)
|
|
Shopping & travel discounts
|
|
8.8% APR
|
|
|
Capital One Platinum
|
|
|
Up to
56 days
|
|
0%
until 1 Mar 2009
|
|
0%
until 1 Mar 2009
(3% transfer fee)
|
|
none
|
|
9.9% APR
|
|
|
Barclaycard Breathe
|
|
|
Up to
56 days
|
|
Not offered
|
|
0%
for 12 months
(On amounts up to £5,000)
(2.5% transfer fee)
|
|
Pure - the Clean Planet Trust profit donations, public transport rate reductions, ethical offers, shopping & travel discounts
(50% of net profits donated)
|
|
14.9% APR
|
|
|
Barclaycard Flexi-Rate
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(On amounts up to £5,000)
(2.5% transfer fee)
|
|
Shopping & travel discounts
|
|
14.9% APR
|
|
|
Barclaycard Football
|
|
|
Up to
56 days
|
|
Not offered
|
|
0%
for 12 months
(On amounts up to £5,000)
(2.5% transfer fee)
|
|
Football rewards, offers, prize draws, rate reductions & shopping & travel discounts
(Up to 12 points for each £1 spent at selected retailers)
|
|
14.9% APR
|
|
|
Barclaycard OnePulse
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
14.9% p.a.
(2.5% transfer fee)
|
|
Shopping & travel discounts
|
|
14.9% APR
|
|
|
|
Barclaycard OnePulse with Balance Transfer
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 14 months
(On amounts up to £5,000)
(2.9% transfer fee)
|
|
Shopping & travel discounts
|
|
14.9% APR
|
|
|
|
Barclaycard Platinum
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 14 months
(On amounts up to £5,000)
(2.9% transfer fee)
|
|
Shopping & travel discounts
|
|
14.9% APR
|
|
|
GM Card
|
|
|
Up to
56 days
|
|
0%
for 5 months
|
|
0%
for 5 months
(2% transfer fee)
|
|
money-off a Vauxhall or Saab car
(up to 6% rebate)
|
|
14.9% APR
|
|
|
Alliance & Leicester
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
none
|
|
15.9% APR
|
|
|
|
Barclaycard Platinum Cashback
|
|
|
Up to
56 days
|
|
Not offered
|
|
0%
for 12 months
(On amounts up to £5,000)
(2.5% transfer fee)
|
|
Cash back, shopping & travel discounts
(Up to 4% cash back)
|
|
15.9% APR
|
|
|
|
Barclaycard Platinum Life of Balance
|
|
|
Up to
56 days
|
|
0%
for 10 months
|
|
6.5% p.a.
for life of balance
(On amounts up to £5,000)
|
|
Shopping & travel discounts
|
|
15.9% APR
|
|
|
HSBC
|
|
|
Up to
56 days
|
|
0%
for 12 months
|
|
2.9%
for 24 months
(2.5% transfer fee)
|
|
none
|
|
15.9% APR
|
|
|
MBNA bmi
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
bmi destination miles
(up to 3 destination miles for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Breakthrough Breast Cancer
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Breakthrough Breast Cancer donations
|
|
15.9% APR
|
|
|
MBNA National Trust
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
National Trust donations
|
|
15.9% APR
|
|
|
MBNA Platinum Plus
|
|
|
Up to
56 days
|
|
0%
until 1 Aug 2008
|
|
0%
until 1 Jun 2009
(Includes transferring cash into a current account)
(2.9% transfer fee)
|
|
none
|
|
15.9% APR
|
|
|
MBNA Platinum Rewards
|
|
|
Up to
56 days
|
|
0%
until 1 Aug 2008
|
|
0%
until 1 Jun 2009
(Includes transferring cash into a current account)
(2.9% transfer fee)
|
|
rewards: travel, entertainment, shopping, cash
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Rewards American Express
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
reward points & discounts
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA RSPCA
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
RSPCA donations
|
|
15.9% APR
|
|
|
MBNA WWF
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
WWF donations
|
|
15.9% APR
|
|
|
Natwest Classic
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
0%
for 13 months
(2.9% transfer fee)
|
|
wine club offers
|
|
15.9% APR
|
|
|
Natwest Gold
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
0%
for 13 months
(2.9% transfer fee)
|
|
wine club offers
|
|
15.9% APR
|
|
|
Natwest Platinum
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
0%
for 13 months
(2.9% transfer fee)
|
|
wine club offers
|
|
15.9% APR
|
|
|
Nectar
|
|
|
Up to
56 days
|
|
Not offered
|
|
15.9% p.a.
(2% transfer fee)
|
|
Nectar points
(up to 4 Nectar points for each £1 spent)
|
|
15.9% APR
|
|
|
Post Office Platinum
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 10 months
(another 0% for 5 months in 2008 & 2009)
(2.75% transfer fee)
|
|
2-in-1 loan
|
|
15.9% APR
|
|
|
RBS Classic
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
0%
for 13 months
(2.9% transfer fee)
|
|
travel discounts
|
|
15.9% APR
|
|
|
RBS Gold
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
0%
for 13 months
(2.9% transfer fee)
|
|
travel discounts
|
|
15.9% APR
|
|
|
RBS Platinum
|
|
|
Up to
56 days
|
|
0%
for 6 months
|
|
0%
for 13 months
(2.9% transfer fee)
|
|
travel discounts
|
|
15.9% APR
|
|
|
Tesco Bonus
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 13 months
(2.5% transfer fee)
|
|
Tesco rate offers
|
|
15.9% APR
|
|
|
Citi bmibaby
|
|
|
Up to
56 days
|
|
Not offered
|
|
0%
for 12 months
(3% transfer fee)
|
|
bmibaby return flights
(1 return flight each year if you spend £3,000 or more)
|
|
16.9% APR
|
|
|
Citi Platinum
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
none
|
|
16.9% APR
|
|
|
easyJet
|
|
|
Up to
56 days
|
|
Not offered
|
|
0%
for 9 months
(3% transfer fee)
|
|
easyJet rebate miles
(up to 3 easyJet Miles for each £1 spent)
|
|
16.9% APR
|
|
|
MBNA BT
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
BT phone bill rebate
(up to 1% rebate)
|
|
16.9% APR
|
|
|
Post Office Classic
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 10 months
(another 0% for 5 months in 2008 & 2009)
(2.75% transfer fee)
|
|
2-in-1 loan
|
|
16.9% APR
|
|
|
British Airways
|
|
|
Up to
56 days
|
|
Not offered
|
|
17.9% p.a.
(2% transfer fee)
|
|
British Airways flyer miles
(1 BA Mile for each £1 spent)
|
|
17.9% APR
|
|
|
|
Citi Platinum iTunes
|
|
|
Up to
56 days
|
|
Not offered
|
|
4.9% p.a.
for life of balance
(3% transfer fee)
|
|
iTunes music download points
(1 iTunes points for each £1 spent)
|
|
17.9% APR
|
|
|
American Express Platinum
|
|
|
Up to
56 days
|
|
Not offered
|
|
18.9% p.a.
(2% transfer fee)
|
|
cash back
(up to 5%)
|
|
18.9% APR
|
|
|
|
Capital One MasterCard
|
|
|
Up to
56 days
|
|
0%
until 1 Mar 2009
|
|
0%
until 1 Mar 2009
(3% transfer fee)
|
|
none
|
|
19.9% APR
|
|
|
Barclaycard Initial
|
|
|
Up to
56 days
|
|
Not offered
|
|
27.9% p.a.
(2.5% transfer fee)
|
|
none
|
|
27.9% APR
|
|
|
British Airways Premium Plus
|
|
|
Up to
56 days
|
|
Not offered
|
|
17.9% p.a.
(2% transfer fee)
|
|
British Airways flyer miles
(up to 3 BA Miles for each £1 spent)
|
|
43.5% APR
|
|
|
MBNA Arsenal FC
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Arsenal FC contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Aston Villa
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Aston Villa contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Blackburn Rovers
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Blackburn Rovers contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Bolton Wanderers
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Bolton Wanderers contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Celtic FC
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Celtic FC rewards
|
|
15.9% APR
|
|
|
MBNA Charlton Athletic
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Charlton Athletic contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Chelsea FC
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Chelsea FC contributions, prize draw & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA England Football
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
England FA contributions
|
|
15.9% APR
|
|
|
MBNA England Rugby
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
England rugby discounts
|
|
15.9% APR
|
|
|
MBNA Liverpool FC
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
Liverpool FC contributions & MBNA rewards
(1 MBNA reward point for each £1 spent)
|
|
15.9% APR
|
|
|
MBNA Manchester City FC
|
|
|
Up to
56 days
|
|
0%
for 3 months
|
|
0%
for 12 months
(3% transfer fee)
|
|
