bmi Credit Card

About bmi credit card...

- Earn destination miles towards free flights
- 20,000 bonus miles with first purchase
- Super long balance transfer offer

The bmi credit card allows you to earn 1.5 destination miles for each £1 spent on purchases. You can get off to a flying start with 20,000 bonus miles when you spend £250 within the first 90 days of account opening.

Use the bmi credit card to book flights on flybmi.com and the credit card booking will be waived.

The bmi credit card also comes with a 0% balance transfer deal for 12 months (3% fee) and 0% on purchases for 3 months.

Apply for bmi credit card

Interest Rates and Fees
		Notes..
Typical APR	15.9% APR (variable)	The typical APR is the rate most people are offered.
Introductory Purchases	0% for 3 months	Payments will be applied towards introductory rates first.
Balance Transfers	0% for 12 months	Also includes credit card cheques. payments are applied towards balance transfers first.
Balance Transfer Fee	3% (£3 minimum)	When you transfer a balance to this card you will be charged a 'handling fee', this fee also applies to credit card cheques.
Cash Withdrawal Rate	27.9% p.a. (variable)	This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money.
Cash Withdrawal Fee	3% (£3 minimum)	When you use your credit card to get cash you will be charged a 'handling fee' for doing so.
Annual Fee	£0	-
Foreign Transaction Fee	2.75%	This is fee you will be charged for credit card transactions made abroad.

Rewards
		Notes..
bmi destination miles	Earn 1.5 miles for each £1	bmi destination miles can be used towards bmi and partner airline flights, car hire, hotel accommodation and gifts. Airlines include: - bmi - Star Alliance - bmibaby - Virgin Atlantic - Qatar Airways - Transaero Airlines
Double Miles	Double destination miles on bmi flights	Use the bmi credit card to book bmi flights on flybmi.com and receive 3 destination miles for each £1 spent. There is no booking fee when you pay with the bmi credit card on flybmi.com or via the bmi call centre.
Bonus Miles	Get 20,000 bonus miles when you first use the card to make a purchase.	You must spend £250 within 90 days of your account opening to qualify for the bonus miles.

Cardholder Services & Extras
		Notes..
Online Account Management	Yes	You can log in to a website and manage your bmi credit card account online.
Internet Fraud Guarantee	Yes	There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account.
Other Extras	24 hour customer service	-
Optional Extras	Payment protection	These are extras that you can choose, but you will have to pay for them.

Payments & Payment Details
		Notes..
Credit Limit	£50000 maximum	Credit limit may vary from person to person and is subject to status.
Interest Free Period	Up to 56 days	On card purchases only, if you pay your statement balance in full and on time every month. there is no interest free period on balance transfer or cash withdrawals.
Minimum Monthly Payment	3% (£25 minimum)	The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero).
Allocation of Payments	Items at lower rates will be repaid before items at higher rates	When you make a payment to this card, payments will be applied first to low interest rate balances, and then to higher interest rate balances. Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first.
Default Charges	£12	This is how much you will be charged for late payments, returned payments and if you go over your credit limit.

Card Details
		Notes..
Online Application	Yes	-
Card Type	Classic	-
Payment Company	American Express	This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'American Express' logo will accept this card.
Card Issuer	MBNA	This is the bank behind your credit card.
Card Advertiser	MBNA bmi	This is the company who advertises and promotes this credit card.