Chelsea FC Credit Card

About Chelsea credit card...

- Earn Chelsea prize draw entries
- Earn points for free rewards
- Supports the future of Chelsea FC

Earn rewards with the Chelsea credit card including 1 MBNA reward point for each £1 spent. MBNA reward points can be redeemed for Chelsea FC merchandise - including shirts and sports bags, entertainment, travel and high street shopping.

As a Chelsea credit card holder you'll also earn an entry into a prize draw each time you spend on the card between now and 29th February 2008. The prize draw is to win the 'Chelsea Ultimate Fan package', which includes VIP match seats, a framed shirt, tickets to the Player of the Year function and more.

The Chelsea credit card allows you to support the Chelsea football club by showing off your true blue colours! Not only will you be able to flash your plastic down the pub after the match, but MBNA will contribute money to the future of Chelsea football club when you take out the card and every time you use the card to make a purchase.

The Chelsea credit card also offers some great rate deals with 0% on balance transfers for 12 months (3% transfer fee) and 0% on purchases for 3 months, no annual fee and a range of purchase and security features.

Apply for Chelsea credit card

Interest Rates and Fees
		Notes..
Typical APR	15.9% APR (variable)	The typical APR is the rate most people are offered.
Introductory Purchases	0% for 3 months	Payments will be applied towards introductory rates first.
Balance Transfers	0% for 12 months	Also includes credit card cheques. payments are applied towards balance transfers first.
Balance Transfer Fee	3% (£3 minimum)	When you transfer a balance to this card you will be charged a 'handling fee', this fee also applies to credit card cheques.
Cash Withdrawal Rate	27.9% p.a. (variable)	This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money.
Cash Withdrawal Fee	3% (£3 minimum)	When you use your credit card to get cash you will be charged a 'handling fee' for doing so.
Annual Fee	£0	-
Foreign Transaction Fee	2.99%	This is fee you will be charged for credit card transactions made abroad.

Rewards
		Notes..
Chelsea FC Contributions	Every time you use the Chelsea credit card, MBNA will contribute a royalty to the Chelsea Footbal Club	Funds raise are at no extra cost to yourself, and go towards supporting the youth development at the Academy.
Reward Points	Earn 1 point for every £1 spent	Reward points earned with the Chelsea credit card can be redeemed for Chelsea merchandise, travel, entertainment and shopping.
Chelsea Prize Draw	Earn 1 entry each time you spend until 29th Feb 2008	Earn a prize draw entry each time you spend on the Chelsea credit card between now and 29th February 2008. The prize to be won is the 'Chelsea Ultimate Fan package', including VIP match seats, a framed shirt, tickets to the Player of the Year function, and more.

Cardholder Services & Extras
		Notes..
Online Account Management	Yes	You can log in to a website and manage your Chelsea credit card account online.
Purchase Protection Insurance	Yes	Most purchases between £50 and £1,000 will be covered against theft or accidental damage for up to 100 days from purchase when you pay with the Chelsea credit card.
Internet Fraud Guarantee	Yes	There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account.
Travel Accident Insurance	Up to £100,000	When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad.
Travel Inconvenience Insurance	Up to £250	For food, accommodation and additional travel expenses charged to the Chelsea credit card if your travel is delayed for 8 hours. Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Lost Luggage Insurance	Up to £1,500 (Platinum cardholders only)	If your luggage that has been checked in is stolen, lost or misdirected by the carrier.
Other Extras	24 hour customer service	-
Optional Extras	Payment protection	These are extras that you can choose, but you will have to pay for them.

Payments & Payment Details
		Notes..
Credit Limit	£50000 maximum	Credit limit may vary from person to person and is subject to status.
Interest Free Period	Up to 56 days	On card purchases only, if you pay your statement balance in full and on time every month. there is no interest free period on balance transfer or cash withdrawals.
Minimum Monthly Payment	3% (£25 minimum)	The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero).
Allocation of Payments	Items at lower rates will be repaid before items at higher rates	When you make a payment to this card, payments will be applied first to low interest rate balances, and then to higher interest rate balances. Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first.
Default Charges	£12	This is how much you will be charged for late payments, returned payments and if you go over your credit limit.

Card Details
		Notes..
Online Application	Yes	-
Card Type	Classic or Platinum	-
Payment Company	Visa	This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'Visa' logo will accept this card.
Card Issuer	MBNA	This is the bank behind your credit card.
Card Advertiser	MBNA Chelsea FC	This is the company who advertises and promotes this credit card.