SonyCard Credit Card Review
 Earn Pulsebeats towards Sony products
3,000 FREE bonus Pulsebeats
Long balance transfer offer
THE SonyCard credit card allows you to earn Pulsebeats towards Sony products every time you use the card for purchases.
You'll earn 1 Pulsebeat for each £1 spent - and get triple Pulsebeats whenever you buy Sony products.
To get you off to a flying start you'll get 3,000 FREE Pulsebeats with your first card purchase - but it must be made within the first 90 days of opening your account.
The SonyCard credit card also offers 0% balance transfers for 12 months (3% transfer fee) and 0% on purchases for 3 months, plus there is no annual fee.
Apply Online for SonyCard credit card 
| Interest Rates and Fees |
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Notes.. |
| Typical APR |
15.9% APR (variable) |
The typical APR is the rate most people are offered.
|
| Introductory Purchases |
0% for 3 months |
Payments will be applied towards introductory rates first. |
| Balance Transfers |
0% for 12 months |
Also includes credit card cheques. payments are applied towards balance transfers first. |
| Balance Transfer Fee |
3%
(£3 minimum) |
When you transfer a balance to this card you will be charged a 'handling fee', this fee also applies to credit card cheques. |
| Cash Withdrawal Rate |
27.9% p.a. (variable) |
This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money. |
| Cash Withdrawal Fee |
3%
(£3 minimum) |
When you use your credit card to get cash you will be charged a 'handling fee' for doing so. |
| Annual Fee |
£0 |
-
|
| Foreign Transaction Fee |
2.99% |
This is fee you will be charged for credit card transactions made abroad.
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| Rewards |
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Notes.. |
| Sony Pulsebeat Rewards |
Earn 1 Sony Pulsebeat point for every £1 spent in purchases |
Pulsebeat points can be redeemed for Sony products from the SonyCard Pulse Book rewards brochure. |
| Triple Sony Pulsebeats |
Earn triple Sony Pulsebeat points when you buy Sony products with the SonyCard credit card. |
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| Bonus Points |
Get 3,000 Sony Pulsebeat bonus points when you first use the card to make a purchase. |
Must be made within the first 90 days of account opening. |
| Cardholder Services & Extras |
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|
Notes.. |
| Online Account Management |
Yes |
You can log in to a website and manage your SonyCard credit card account online. |
| Internet Fraud Guarantee |
Yes |
There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account. |
| Other Extras |
24 hour customer service |
- |
| Optional Extras |
Payment protection |
These are extras that you can choose, but you will have to pay for them. |
| Payments & Payment Details |
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Notes.. |
| Credit Limit |
£50000 maximum |
Credit limit may vary from person to person and is subject to status. |
| Interest Free Period |
Up to 56 days |
On card purchases only, if you pay your statement balance in full and on time every month. there is no interest free period on balance transfer or cash withdrawals. |
| Minimum Monthly Payment |
3%
(£25 minimum) |
The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero). |
| Allocation of Payments |
Items at lower rates will be repaid before items at higher rates |
When you make a payment to this card, payments will be applied first to low interest rate balances, and then to higher interest rate balances.
Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first. |
| Default Charges |
£12 |
This is how much you will be charged for late payments, returned payments and if you go over your credit limit. |
| Card Details |
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Notes.. |
| Online Application |
Yes |
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| Card Type |
Classic or Platinum |
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| Payment Company |
MasterCard |
This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'MasterCard' logo will accept this card. |
| Card Issuer |
MBNA |
This is the bank behind your credit card. |
| Card Advertiser |
MBNA
Sony |
This is the company who advertises and promotes this credit card. |
MBNA SonyCard Credit Card User Reviews
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0% for 3 months
0% for 12 months
Online Account Management