Wigan Athletic Credit Card

About Wigan Athletic credit card...

- Supports the future of Wigan Athletic
- Earn points for free rewards
- Super long balance transfer offer

The Wigan Athletic credit card lets you show your support for your football club and helps to fund the future of the Wigan Athletic football club too. MBNA will contribute money to the club every time you use the Wigan Athletic credit card to pay for purchases.

The Wigan Athletic credit card also comes with a reward scheme for you too, you'll be awarded with 1 reward point for each £1 you spend on the card, and you'll be able to redeem your points for a range of rewards including travel, entertainment, shopping, wine and even cash.

The Wigan Athletic credit card offers a great introductory deal of 0% interest rates on balance transfers for a huge 12 months (a 3% fee applies) and you'll also get 0% on your purchases for 3 months too.

Apply for Wigan Athletic credit card

Interest Rates and Fees
		Notes..
Typical APR	15.9% APR (variable)	The typical APR is the rate most people are offered.
Introductory Purchases	0% for 3 months	Payments will be applied towards introductory rates first.
Balance Transfers	0% for 12 months	Also includes credit card cheques. payments are applied towards balance transfers first.
Balance Transfer Fee	3% (£3 minimum)	When you transfer a balance to this card you will be charged a 'handling fee', this fee also applies to credit card cheques.
Cash Withdrawal Rate	27.9% p.a. (variable)	This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money.
Cash Withdrawal Fee	3% (£3 minimum)	When you use your credit card to get cash you will be charged a 'handling fee' for doing so.
Annual Fee	£0	-
Foreign Transaction Fee	2.99%	This is fee you will be charged for credit card transactions made abroad.

Rewards
		Notes..
Wigan Athletic Contributions	Using the Wigan Athletic credit card will help to ensure the future of the club, because MBNA will contribute a royalty to the Wigan Athletic Football Club every time you make a purchase	Funds raise are at no extra cost to yourself, and go towards supporting the Wigan Athletic football club.
Reward Points	Earn 1 point for every £1 spent	Reward points earned with the Wigan Athletic credit card can be redeemed for travel, entertainment, shopping, wine and even cash.

Cardholder Services & Extras
		Notes..
Online Account Management	Yes	You can log in to a web site and manage your Wigan Athletic credit card account online.
Internet Fraud Guarantee	Yes	There is no liability or excess to pay for theft, loss or fraudulent Internet use, as long as you notify MBNA as soon as your card cannot be found or you notice any unusual transactions on your account.
Travel Accident Insurance	Up to £100,000	When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad.
Travel Inconvenience Insurance	Up to £250	For food, accommodation and additional travel expenses charged to the Wigan Athletic credit card if your travel is delayed for 8 hours. Also covers the cost of purchasing emergency clothing if your luggage is delayed for more than 12 hours.
Lost Luggage Insurance	Up to £1,500 (Platinum cardholders only)	If your luggage that has been checked in is stolen, lost or misdirected by the carrier.
Other Extras	24 hour customer service	-
Optional Extras	Payment protection	These are extras that you can choose, but you will have to pay for them.

Payments & Payment Details
		Notes..
Credit Limit	£50000 maximum	Credit limit may vary from person to person and is subject to status.
Interest Free Period	Up to 56 days	On card purchases only, if you pay your statement balance in full and on time every month. there is no interest free period on balance transfer or cash withdrawals.
Minimum Monthly Payment	3% (£25 minimum)	The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero).
Allocation of Payments	Items at lower rates will be repaid before items at higher rates	When you make a payment to this card, payments will be applied first to low interest rate balances, and then to higher interest rate balances. Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first.
Default Charges	£12	This is how much you will be charged for late payments, returned payments and if you go over your credit limit.

Card Details
		Notes..
Online Application	Yes	-
Card Type	Classic or Platinum	-
Payment Company	Visa	This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'Visa' logo will accept this card.
Card Issuer	MBNA	This is the bank behind your credit card.
Card Advertiser	MBNA Watford FC	This is the company who advertises and promotes this credit card.