Natwest Classic Credit Card

Natwest Classic Credit Card Typical APR 15.9% APR Intro Purchases 0% for 6 months Balance Transfers 0% for 13 months 2.9% transfer fee - £5 min Rewards Natwest wine club Interest Free Period Up to 56 days Annual Fee £0 You should only apply if you are: • Aged 18 or over • UK resident • Earn at least £10,000 a year

More about Natwest Classic credit card...

The Natwest Classic credit card offers an amazingly long 0% balance transfer deal for 13 months (with a 2.9% transfer fee), 0% purchases for 6 months, a competitive standard interest rate, no annual fee and a range of security benefits.

0% Balance Transfers
The Natwest credit card offers a 0% balance transfer rate for 13 months from the date your account is opened - that's well over 1 whole year of interest-free credit on outstanding card debts.

When you transfer a balance to the Natwest Classic credit card you will not be charged any interest on this balance for 13 months, allowing you the chance to really make dents in your card debts and get back on top of your finances.

You must remember to pay at least the minimum monthly payment, however the more you can repay the quicker you'll clear your balance.

Balance transfers made during the introductory period are subject to a balance transfer handling fee of 2.9% with a £5 minimum charge - however the savings made in interest will quickly outweigh the initial transfer cost.

Balances can be transferred from other credit cards and store cards not issued by the Royal Bank of Scotland Group - RBS or Natwest.

To qualify for this introductory rate you must make the balance transfer within the first 3 months your account is open.

Introductory Offer
The Natwest credit card offers a 0% introductory rate on purchases too for the first 6 months your account is open.

With a 0% introductory rate you won't be charged any interest on the purchases that you buy with the Natwest Classic credit card during the 6-month promotional period.

It is important to remember that you still have to pay the minimum monthly payment to retain the 0% rate.

Once the 0% purchase period ends, you can look forward to still enjoying a competitive rate of interest on outstanding purchase balances - and if you generally repay your balance in full, you'll get 56 days interest-free credit each month on purchases for doing so.

Security and Benefits
The Natwest Classic credit card comes with a range of security features and benefits including online account access, internet fraud guarantee, chip and pin, Natwest secure and travel accident insurance.

The Natwest Classic credit card has an internet fraud guarantee which means that if you find out that a transaction has been made with your details without your knowledge or consent, Natwest will not hold you liable for the cost of the transaction.

Natwest secure allows you to choose a password to use with your card when you're shopping online with participating websites.

Final word
For a credit card you'll want to keep in your wallet - the Natwest Classic credit card is a great choice. Offering one of the best 0% balance transfer deals for moving existing card debts, and a competitive interest rate for longer-term credit purchasing use.

Apply for Natwest Classic credit card

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