Compare Prepaid Cards

Prepaid cards allow you to load them up in advance with cash or with a debit card.

Prepaid cards are often Visa or MasterCard and enjoy the same acceptance as credit cards.

Prepaid cards do have loading fees, monthly fees or transaction fees - so make sure to choose a prepaid card that is best suited to your usage level - if it's going to be often or occassional.

prepaid credit cards



Approx. Monthly Cost on £400 Spend*
Approx. Monthly Cost on £100 Spend*
Payment
Company
Card Issue Fee
Monthly Fee
Usage Fees Load Fees Top-up Locations Maximum Balance
CashPlus credit card CashPlus
£4.95 £4.95 MasterCard £4.95 £4.95
Purchases:
Free
Cash:
99p
Use abroad:
2.99%
Post Office:
Free
e-pay:
£2
BACS:
Free
post office Post Office
e-pay e-pay
£5,000
apply online
Tuxedo Pay Monthly credit card Tuxedo Pay Monthly
£4.99 £4.99 MasterCard £9.95 £4.99
Purchases:
Free
Cash:
50p
Use abroad:
Free
Post Office:
99p
PayPoint:
3%
Debit card:
3%
Credit card:
3%
BACS:
Free
online Online
post office Post Office
pay point PayPoint
£3,000
apply online
The Sun Pay Monthly credit card The Sun Pay Monthly
£4.99 £4.99 MasterCard £6.49 £4.99
Purchases:
Free
Cash:
50p
Use abroad:
Free
PayPoint:
3%
Debit card:
3%
Credit card:
3%
BACS:
Free
online Online
pay point PayPoint
£3,000
apply online
Post Office Travel Money credit card Post Office Travel Money
£6 £1.50 Visa Electron £10 Free
Purchases:
Free
Cash:
£1.50
Use abroad:
2.75%
Post Office:
1.5%
Debit card:
1.5%
Credit card:
1.5%
telephone Phone
post office Post Office
£5,000
apply online
Bread credit card Bread
£8.25 £2.25 Maestro £10 Free
Purchases:
2%
Cash:
£1.50
Use abroad:
2.75%
PayPoint:
3%
BACS:
25p
pay point PayPoint
£3,500
apply online
Tuxedo PAYG credit card Tuxedo PAYG
£11.80 £2.95 MasterCard or Maestro £9.95 Free
Purchases:
2.95%
Cash:
1.5%
Use abroad:
2.95%
Post Office:
99p
PayPoint:
3%
Debit card:
3%
Credit card:
3%
BACS:
Free
online Online
post office Post Office
pay point PayPoint
£3,000
apply online
The Sun PAYG credit card The Sun PAYG
£11.80 £2.95 MasterCard £6.49 Free
Purchases:
2.95%
Cash:
1.5%
Use abroad:
2.95%
PayPoint:
3%
Debit card:
3%
Credit card:
3%
BACS:
Free
online Online
pay point PayPoint
£3,000
apply online


* Monthly usage cost based on cheapest load option, 1 load per month and purchase spending in the UK only