How Do Travel Service Credit Cards Work?
Travel Service Credit Card Best Buys
Travel Service Credit Card FAQ's
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Unknown to many is quite how extensive the cardholder services packed into that tiny piece of plastic in your wallet really are.
Credit cards really can offer more than just a way to pay for the things you want to buy.
Value packed into many credit cards are free cardholder services including added purchase securities, fraud protection, and of course, travel services.
What do travel service credit cards offer?
Travel service credit cards pack a lot more punch into their range of additional cardholder services.
Travel service credit cards offer cardholders free services when travelling abroad.
These travel services include travel insurances, assistance abroad, cash and / or card replacement services and sometimes even added travel perks, including concierge services and exclusive access to VIP airport lounges.
What travel services are available?
The exact travel services on offer will vary from credit card to credit card. However, the most common services include travel insurances, assistance abroad and card replacement services.
If you are an avid traveller, you may want to choose a travel service credit card that offers rather more specialist services, including concierge services, priority check ins and access to VIP airport lounges, and even travel reward points too.
- Travel insurances
Many credit cards offer free travel accident insurance policies when you buy your trip overseas with the card. While a free insurance policy is not to be sneered at, travel accident insurance is no substitute for full comprehensive insurance for your travels.
However, there is a range of travel service credit cards that will actually offer you a free comprehensive travel insurance policy when you pay for your trip with their card - some cards even include winter sports cover!
Travel inconvenience is another insurance policy that can be found behind the scenes of your credit card. Travel inconvenience is a really handy policy to have - not considering it's free - but will cover you in the case of lost luggage or flight delays!
- Assistance abroad
No one likes to expect the worse when jetting off on a far flung holiday or trip around the world - however the unfortunate can happen, and when it does, wouldn't it be great to have a financial corporation on hand to help?
With the right travel service credit card - your credit card company could be just a phone call away from helping you with emergency medical or legal problems faced abroad.
Assistance abroad comes with a range of credit cards to help cardholders out of sticky situations overseas. Assistance abroad can also help with less extreme problems, including translation services, lost or stolen documents and sending messages back home.
- Card replacement services
Certain travel service credit cards offer emergency cash and or card replacement services should you ever lose your credit card abroad (or in the U.K.).
If your credit card company offers this service they will do their utmost to get you a replacement card - and possibly a cash advance too - almost anywhere in the world.
- Added travel perks
While not one of the more common features found on travel service credit cards - added travel perks are a great find for any regular traveller.
Travel perks can include concierge services to help book special nights out as well as travel itineraries plus exclusive access to priority check ins and VIP airport lounges!
- Travel rewards and discounts
While not strictly a 'travel service', travel rewards and discounts can be found on many credit cards and can be a great way to save some money on your overseas adventures.
Travel reward credit cards allow you to earn points every time you spend on the card - these points can then be redeemed for free travel, including flights, hotel stays, holidays and other travel related services.
Credit cards offering travel discounts usually do so through the credit card companies own travel booking service. Opting for a credit card with any type of discount on offer is always a great way to save money - and to save money on your next holiday is not a money-saving tip to be passed up!
Will travel services cost me anything?
The travel services offered by credit cards are generally all free - though you may be required to pay for your trip on the credit card to benefit from the service.
Travel services don't run out either - so these services will always remain open to you as long as you are a travel service credit card holder.
Rather than costing you anything - travel service credit cards can actually save you money!
How can I make use of these travel services?
Some travel services may only become available when you purchase your trip with the travel service credit card - for example, travel insurance policies.
Other travel services, like assistance abroad and card replacement services, will simply be just a phone call away when you become a cardholder.
Details may be sent out with your travel service credit card - but you can always check out the card issuer's website for more information.
How can I find the right travel service credit card for me?
There is a range of travel service credit cards available - most offering varying benefits and features when traveling abroad.
If you want to save yourself time and inconvenience when you are looking for the most suitable travel services credit card you can simply go to our travel service credit card comparison. Here, you can compare travel services credit cards with ease, making it faster and simpler to find the right card for you.
Compare travel service credit cards
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