About Virgin Atlantic White credit card...
- Great Virgin travel reward program
- Free insurance policies when travelling
- Complimentary companion flights and flight upgrades
The Virgin Atlantic credit card is a great way to speed up your flyer mile earnings without having to pay an annual fee.
Virgin Atlantic Flying Club miles
As a Virgin Atlantic credit card holder you'll be able to earn Flying Club miles on all your credit card spending as well as when you fly with Virgin Atlantic and their partners.
Simply using the Virgin Atlantic credit card to pay for your local grocery shopping or petrol will earn you 1 Flying Club mile for each £1 spent.
Then if you spend with Virgin Atlantic or Virgin Holidays you’ll earn 2 Flying Club miles for each £1 spent - in addition to the Flying Club miles awarded for the distance you fly.
On top of all this, is the 3,000 bonus Flying Club miles you'll be given when you use your Virgin Atlantic credit card for the very first time!
Spending your miles
Virgin Atlantic's Flying Club miles are really quite flexible, allowing you to spend them on a range of travel rewards with Virgin and their partner airlines and travel operators, as well as many other rewards from Virgin and partner companies.
You can even choose to pay part miles and part cash, so you can fly as far as you want without having to wait years to earn enough miles for a round trip to Australia!
Apply for Virgin Atlantic White credit card 
| Interest Rates and Fees |
| |
|
Notes.. |
| Typical APR |
17.9% APR (variable) |
The typical APR is the rate most people are offered.
|
| Balance Transfers |
0% for 6 months |
Also includes credit card cheques. payments are applied towards balance transfers first. |
| Balance Transfer Fee |
2%
(£3 minimum, £50 maximum) |
When you transfer a balance to this card you will be charged a 'handling fee', this fee also applies to credit card cheques. |
| Cash Withdrawal Rate |
20.9% p.a. (variable) |
This is the rate you are charged on balances resulting from using a cash machine, getting cash back at the supermarket or buying foreign money. |
| Cash Withdrawal Fee |
2%
(£2.5 minimum) |
When you use your credit card to get cash you will be charged a 'handling fee' for doing so. |
| Annual Fee |
£0 |
-
|
| Foreign Transaction Fee |
2.75% |
This is fee you will be charged for credit card transactions made abroad.
|
| Rewards |
| |
|
Notes.. |
| Virgin Flying Club Miles |
Earn 1 Flying Club mile for every £1 spent and earn 2 Flying Club miles for every £1 spent with Virgin Atlantic or Virgin Holidays |
Flying Club miles can be redeemed for a range of airline flights, hotel stays, holidays, car rental, and more.
Flying Club miles remain valid as long as you continue to earn or redeem them. Expiry of Flying Club miles will only occur if you do not earn or redeem any Flying Club miles for a consecutive period of 3 years - after which all Flying Club miles accrued to that point will expire. |
| Virgin Flying Club Bonus Miles |
3,000 bonus Flying Club miles |
Awarded with your first card purchase. Must be made within 90 days of account opening and you will need to provide MBNA with a valid Flying Club membership number. |
| Complimentary Companion Reward Flight |
Spend £15,000 or more a year on purchases with the Virgin Atlantic credit card and you'll qualify for one complimentary round trip companion reward flight the next time you book a qualifying flight with Virgin Atlantic |
- |
| Premium Economy Reward Upgrade |
Spend £10,000 or more a year on your Virgin Atlantic credit card and you'll qualify for a complimentary round trip Economy reward upgrade the next time you use your miles to book a qualifying reward flight in Economy, plus spend another £10,000 in the same year and you'll get another one. |
- |
| Cardholder Services & Extras |
| |
|
Notes.. |
| Online Account Management |
Yes |
You can log in to a website and manage your Virgin Atlantic credit card account online. |
| Online Fraud Guarantee |
Yes |
There is no liability or excess to pay for theft, loss or fraudulent use, whether on the Internet or not, as long as you notify MBNA as soon as your card cannot be found or you notice any unsual transactions on your account. |
| Travel Accident Insurance |
Up to £250,000 |
When you use this card to buy travel tickets you and your family will be covered against death or serious injury whilst abroad. |
| Lost Luggage Insurance |
Up to £1,500 |
Covers lost luggage up to £1,500. |
| Travel Inconvenience Insurance |
Up to £250 |
For food and accommodation charged to the Virgin Atlantic Black credit card if your travel is delayed for 8 hours, and more if you are delayed for longer. |
| Other Extras |
24 hour customer service |
- |
| Optional Extras |
Payment protection |
These are extras that you can choose, but you will have to pay for them. |
| Payments & Payment Details |
| |
|
Notes.. |
| Credit Limit |
£50000 maximum |
Credit limit may vary from person to person and is subject to status. |
| Interest Free Period |
Up to 46 days |
On card purchases only, if you pay your statement balance in full and on time every month. there is no interest free period on balance transfer or cash withdrawals. |
| Minimum Monthly Payment |
2.25%
(£5 minimum) |
The minimum monthly payment is the smallest amount you must pay each month (unless your credit card balance is zero). |
| Allocation of Payments |
Items at lower rates will be repaid before items at higher rates |
When you make a payment to this card, payments will be applied first to low interest rate balances, and then to higher interest rate balances.
Where there are two balances at the same promotional rate, the balance with the longer promotional period will be repaid first. |
| Default Charges |
£12 |
This is how much you will be charged for late payments, returned payments and if you go over your credit limit. |
| Card Details |
| |
|
Notes.. |
| Online Application |
Yes |
- |
| Card Type |
Classic |
-
|
| Payment Company |
American Express |
This is the company who provides the payment technology and infrastructure to allow you to use this credit card. retailers and ATM machines displaying the 'American Express' logo will accept this card. |
| Card Issuer |
MBNA |
This is the bank behind your credit card. |
| Card Advertiser |
Virgin Atlantic
MBNA |
This is the company who advertises and promotes this credit card. |
|
 |
 |
 |
Virgin Atlantic White Credit Card
| Typical APR |
 17.9% APR |
 |
| Balance Transfers |
 0% for 6 months
2% transfer fee - £3 min, £50 max |
|
| Rewards |
| Virgin Atlantic Flying Club miles |
|
|
| Interest Free Period |
| Up to 46 days |
|
| Annual Fee |
| £0 |
|
 |
| You should only apply if you are: |
| • Aged 18 or over |
| • UK resident |
|
|
 |
|
|
 |
More about Virgin Atlantic White credit card...
Flying Club Red membership
To take out a Virgin Atlantic credit card you'll first need to join Virgin Atlantic's Flying Club - which is free and easy to do, a link can be found through the Virgin Atlantic credit card application form.
When you join the Flying Club you'll start off with 'Red membership'. Red membership entitles you to earn miles on all Virgin Atlantic flights and partner companies, as well as the miles you'll earn with your Virgin Atlantic credit card.
Red membership also offers exclusive discounts at BCP airport parking and Virgin holidays, as well as special offers from Virgin Atlantic and their partners.
Complimentary companion flights and flight upgrades
The Virgin Atlantic credit card offers a few added bonuses to big spenders when you fly with Virgin Atlantic.
Spend £15,000 on the Virgin Atlantic credit card in a year and you'll get a complimentary round trip ticket for your travelling companion the next time you book a qualifying flight with Virgin Atlantic.
Spend £10,000 on the Virgin Atlantic credit card in a year and you'll get a round trip Premium Economy upgrade the next time you book a qualifying reward flight in Economy.
Virgin Group and Partners
The Virgin Atlantic credit card allows you to earn Flying Club miles that can be spent at a range of Virgin group companies and partner companies too.
You'll also be able to earn additional Flying Club miles when you spend with Virgin and their partners too.
Here are just some of the Virgin group companies and partners you'll be able to earn, spend, or earn and spend Flying Club miles with. Remember, not all Virgin group companies or partner companies offer the ability to both earn and spend miles, so check with each individual partner.
Virgin Group companies:
- Virgin Atlantic: spend and earn miles
- Virgin Holidays: spend and earn miles
- Virgin Balloons: spend miles
- Virgin Experience: earn miles
- Virgin Games: earn miles
- Virgin Vouchers: spend miles
- Virgin Wines: spend and earn miles
- And more...
Partner Airlines:
- Air China: spend and earn miles
- Air Jamaica: spend and earn miles
- Air New Zealand: spend and earn miles
- All Nippon Airways: spend and earn miles
- bmi: spend and earn miles
- Caribbean Star Airlines: spend and earn miles
- Continental Airlines: spend and earn miles
- Delta: earn miles
- Gulf Air: spend and earn miles
- Hawaiian Airlines: spend and earn miles
- Malaysia Airlines: spend and earn miles
- Scandinavian Airlines: spend and earn miles
- Singapore Airlines: spend and earn miles
- South African Airways: spend and earn miles
- US Airways: spend and earn miles
Partner Hotels:
- Hilton HHonors hotels: spend and earn miles
- Starwood hotels & resorts: earn miles
- Maybourme Group: earn miles
- Hyatt hotels and resorts: earn miles
- And more...
Plus many other local partners, car rental partners and even financial services partners too!
Final Word
The Virgin Atlantic credit card is a great way to tot-up your flyer miles - as this card rewards you with Flying Club miles wherever you spend your money!
As a travel reward credit card, this card definitely wins top marks - a great reward scheme and no annual fee - plus you even get to benefit from free travel insurance policies too, just for paying with the card!
Apply for Virgin Atlantic White credit card
What do you think?
Add your own review of the Virgin Atlantic White credit card.
Sorry, there are no user reviews currently available.
Be the first to comment on the Virgin Atlantic White credit card - add your review above.
MBNA Europe Bank Limited
Stansfield House
Chester Business Park
Chester
CH4 9QQ
www.virginmoney.com
|
